Rating based on 28 reviews

Piggy Bank


  • Short-term loans up to £400
  • Repayment up to 6 months

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Piggy Bank homepage

Author Piggy Bank. Screenshot of Piggy Bank website. [Accessed September 4, 2019]

About Piggy Bank

We believed that lending should be fair, responsible and innovative- a philosophy we still live by today.

Piggy Bank, a 100% UK-based direct lender, was born out of a desire to make short-term lending better.

Quick cash loans

With life’s unpredictability, so many people from time to time find themselves in need of some extra cash. And as our name suggests, we’re the right people for those rainy days; for those unforeseen expenses that pop up when you least expect them. We’re proud to say that our drive to always improve on our services has made us one of the most innovative lenders in the market.

Why should you go with Piggy Bank?

We work on any device. To offer you more convenience, we’ve designed our platform to work on any device at any time. Furthermore, because we’re completely online, we’ve eliminated the hassle that comes with endless paperwork.

Piggy Bank Services

You can select when exactly you would like to make your repayments.

So for instance, you can choose to pay on the last working day of every month during your loan term- whatever works best for you. On top of this, you can choose to make an early payment via your online account, saving money in interest and with no penalties.

A convenient payment reminder

If you’re worried about forgetting when your repayment due date is, don’t worry, we’ve got you covered. With our payment reminder service, you’ll be able to keep up with every repayment and make it on time. We’ll also make sure that nothing has changed on your side, we’ll go the extra mile in helping you in whatever way we can (such as freezing interest) by guiding you through your options.

How much can I borrow?

Borrow from £100 to £1,000 and if you are a returning customer you can borrow up to £1,500. You can borrow for a period of 2 to 5 months.

Piggy Bank Product Details

  • Loan Type Short-term loans
  • Loan Amount up to £400
  • Repayment 30 days to 6 months

Summary of Services

  • Short-term Loans
  • Personal Loans

We put you in control of your finances

This is your loan, so it only makes sense that you have as much control over it as possible.

Forget those other institutions that only dictate to you, we proudly do things differently and put you in the driving seat by ensuring that you are aware of every detail of your loan before you agree to anything. We make this easier for you because you can log into your online account and find any details you are looking for whenever you like.

Absolutely no hidden fees

You don’t ever have to worry about any hidden fees because transparency is a big part of what we’re about. We promise to be upfront with you and this includes being completely honest about the total cost of your loan so that you will know the exact amount you will be required to pay should you accept

Our loan application process is simple and uncomplicated. Once you have submitted your application we will provide you with a loan offer that is affordable. If you need any help along the way, just ask us and we’ll readily assist you.

You don’t need to have a perfect credit score history

A bad credit history is not a barrier for you to apply for a PiggyBank short-term loan. You will still be considered for a loan and we’ll take the time to carefully assess your credit profile and your personal circumstances in order to make sure that your loan is affordable. This is how we ensure that we always lend responsibly so that you will never bite off more than you can chew.

We are driven by our customers

We know that a business is nothing without its customers, which is why every decision we make is informed by what is best for you. So when we say we put you first, we mean we put you first. We don’t strive for great; we strive for better than great.

Customer Reviews & Testimonials

April 2019

Excellent customer service. I'll come back when I need another loan

Isabella T
— Norwich —

May 2019

I applied for the instant cash loan. I was very surprised when I receive the money in 15 minutes. Very fast

Williams J
— Perth —

Piggy Bank Contact Details

Physical Address

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 16:30
  • Saturday 09:00 – 13:00
  • Sunday – Closed