Rating based on 40 reviews



  • Personal loans up to £25,000
  • Low-interest starting from 3.3%
  • Repayment up to 60 months

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Author HSBC. Screenshot of HSBC website. [Accessed September 4, 2019]

About HSBC

We at HSBC strive to offer a wide variety of easy, stress-free financial services.

No one has time for the lengthy, time-consuming telephone calls, or difficult paper submissions. Time is money! Waiting for days on end to get the all-clear can become increasingly frustrating, especially in moments of urgency.

We have a quick online calculator

This feature helps you to calculate your monthly instalment, total payable amount, and ultimately the interest rate you’ll pay. It’s a user-friendly feature, quick to use, and easy to understand. It gets even better! Advance customers can get up to 10% interest cashback!

Get your personal loan quote

We thrive on making dreams come true, whether it may be a loan for studies, medical bills, or even a well-deserved holiday. We’re here to make those visions a reality! Apart from our personal loan options HSBC also specialises in a number of other financial services. With a vast selection of services offered we can easily cater for the different needs of different people.

HSBC Services

We all need quick cash somewhere in our lives. We all have special and individual needs, right?

That’s exactly the reason for variety in loan options here at HSBC. You will be assessed to see what you qualify for. This assessment will be based on your personal financial circumstance and affordability.

HSBC premier loans

This business loan is ideal for the business client; you can borrow between £1000 to £50 000. You can qualify for this loan type should your monthly income fall within a certain bracket, you will also qualify if you are an existing client with savings or investment account with at least £50 000, and one of our other products.

Flexible graduation loans

This type can range from £1000 to £25 000. This loan can be used to top up on an existing loan. Payments can be spread over 1-8 years giving you sufficient time for future planning. This loan can be overpaid without any interest. Repayment holiday will also be available (at a higher interest rate). Rates are subjected to change.

HSBC Product Details

  • Loan Type Personal loans
  • Interest Rate 3.3 – 21.9% p/a
  • Loan Amount up to £25,000
  • Repayment 12 months to 60 months

Summary of Services

  • Monthly payments are fixed
  • Immediate credit decision for members
  • No fee for overpayments

We have all of your banking needs covered

We value our customers. We’ve decided to take things one step further by also adding event planning to the long list of services.

We also offer guidance, and planning tools – so that our customers can plan their own financial futures. This service will help you plan for weddings, buying your first home, planning your children’s future, enjoying retirement and so forth. HSBC is a proud financial service provider who cares about your future. HSBC also specialises in a number of other financial services, which is what makes us so unique.

Everyday banking solutions

Our everyday banking services will also include assistance with inquiries such as lost or stolen cards.

  • current account
  • savings account
  • credit cards
  • international services (For those who are looking to relocate, invest, or travel abroad.)

Investing is a long-term commitment

With the correct partner and advice, this could be one of the most beneficial, and important decisions of your life. HSBC offer this type of assistance with different products and services. All based on the investment you would like to make.

Insurance product options

Everyone needs some kind of insurance or protection against the unforeseen and unplanned circumstances of life. Life happens but unfortunately, this is something we cannot control, but we can make it easier to handle.

HSBC offers home insurance, life insurance, travel insurance, student insurance, and even high-value home insurance for when the hard waves of life hit without warning.

Quick flexi loans

This type of loan would be suitable for the client with a smaller loan or quick cash loan need.

Your Flexi loan will range from £500-£5000. Flexible payments (choose how much you want to pay monthly, minimum payment applies.) It offers easy access, making it very convenient and easy to have full control over your money. Funds can be transferred into your current account via online, or telephone banking. Pay for what you use! There are no set up fees for this option.

Customer Reviews & Testimonials

February 2019

The terms are amazing! I never expected this kind of flexibility from any loan provider.

Sarah W
— London —

December 2018

As a current account holder, I go quick credit decision, which was a great help.

Dylan S
— London —

June 2019

I got the money almost immediately, this was a big relief for me!

Lydia K
— York —

April 2019

HSBC has amazing terms and services; catering to the customers needs and wants.

Scott S
— Bristol —

HSBC Contact Details

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:30 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday 09:00 – 13:00
  • Sunday – Closed