Rating based on 39 reviews



  • Quick loans up to £50,000
  • Low-interest starting from 3.4%
  • Repayment up to 5 years

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RBS homepage

Author RBS. Screenshot of RBS website. [Accessed September 4, 2019]

About RBS

Royal Bank of Scotland was discovered in Edinburgh in 1727.

In the three centuries that followed, we played an active role in assisting Scotland’s economic and industrial development.

Did you know?

  • We employ almost 12 000 people and serves 1.8 million personal consumers and more than 110 000 business clients.
  • Granted more than 20 000 new mortgages in Scotland in 2015.
  • Our bank's 20 mobile branches serve about 650 communities in Scotland.
  • We make a difference to Scottish communities through programmes such as Money Sense, the Skills and Opportunities fund and it’s a partnership with the STV Children’s Appeal.

Our turnaround story

For a short period in 2008, RBS was the largest bank in the world assets. In October 2008, after almost a decade of global development culminating in the takeover of ABN AMRO, RBS ran into notable financial difficulties and was bailed out by the UK government. During that time, we have transformed the business-increased income, lessen costs and built money strength and posted our first FY bottom line profit in 10 years.

RBS Services

Representative 3.4% APR for loans between £7500 and £19 950

Other amounts are accessible at alternative rates. Rates depend on your situation and loan quantity and may differ from the Representative APR.

Bank safely, wherever you may be

Your fingerprint is literally one of the best passwords in the world. You can’t forget it and no two are identical. So, using fingerprint security, you can log into our mobile app protected, securely and at the touch of a button and check on your personal loan options as well as a variety of banking options.

Our partnerships

We have a long-standing partnership with the Scottish Rugby Union which gives the opportunity to recognise a consumer with entrance to tickets and unique experiences. Royal Bank also works to reinforce communities and operates via Royal Bank RugbyForce.

We also support the Royal Edinburgh Military Tattoo, one of Scotland’s most acknowledged events and the Royal Highland Show, which is Scotland’s largest agricultural event.

RBS Product Details

  • Loan Type Quick loans
  • Interest Rate 3.4 – 29.9% p/a
  • Loan Amount up to £50,000
  • Repayment 5 years

Summary of Services

  • Compare loans
  • Personalised quotes
  • Loan top up

We are devoted to serving communities and putting the consumers first

We are devoted to the highest quality of corporate governance, business righteousness and professionalism in all its activities.

We pursue to comply in all material respects of the UK Corporate Governance Code provided by the Financial Reporting Council.

Who runs the company?

The company is ruled by a framework of boards and committees. The Group Board is the chief decision-making forum of the company. Our Board accepts the master-plan across the group and monitors performance. It has embraced a formal schedule of matters reserved for Board discussions that details key features of the company’s affairs and this schedule is reviewed yearly. The Board recognises the value of diversity and has provided a diversity declaration.

Our customers are important to us

Our company has covered the way in banking since it was discovered from the world’s overdraft and the first house buying loan by a UK bank, to the first fully-fledged internet banking service, our bank has a history of making life simpler for its consumers. We are with our consumers every day for all the things that matter. With a wide range of loans to choose from we also provide credit cards.

Sustainable Banking at RBS

We are making steady improvement in our aim to build a more sustainable and superintended and responsible bank.

We contemplate the long-term impacts of our decisions and actions. Our company and financial education programmes are making a difference to our consumers and communities. Resuming to live by our values and providing easy and fair banking will help us to build trust for the long term.

As technological, social and environmental changes shape the world, it’s imperative to stay connected with our consumers’ needs and the wider exceptions of our stakeholders. If you have a bad credit history contact us for information on loan options?

Transparency in reporting

For many years we have prioritised lucidity and openness in our reporting. This is the second year that we have issued a combined strategic report, which intends to address some of the most significant influences in our operating environment.

Customer Reviews & Testimonials

February 2019

Digital banking is the best

Elliot B
— York —

February 2019

My dream was to buy my grandfather a van for his vegetable business. As a breadwinner, this was not possible. I ran to IBS as soon as I find out about their affordable personal loans. Thanks for...

Thomas S
— Cambridge —

December 2018

The lady I spoke to was very patient and knowledgeable

Ben P
— Norwich —

RBS Contact Details

Contact Number


  • not available


Physical Address

  • Admiralty Arch, 49 Charing Cross Rd, Westminster London SW1A 2DX United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 16:45
  • Tuesday 09:00 – 16:45
  • Wednesday 09:00 – 16:45
  • Thursday 09:00 – 16:45
  • Friday 09:00 – 16:45
  • Saturday – Closed
  • Sunday – Closed