Rating based on 43 reviews

Sunny Loans


  • Quick loans up to £2,500

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Author Sunny Loans. Screenshot of Sunny Loans website. [Accessed September 4, 2019]

About Sunny Loans

We at Sunny are here to silence your financial storm. We know how often people find themselves in need of extra money.

This is why at Sunny we value the needs of those facing unexpected financial inconveniences. We are a money lending institution offering the most reliable loan terms to get you out of tight financial predicaments.

Our mission for you

As the world's economy continues with cycles of unpredictable fluctuations, it is no surprise how easy it is to land yourself short of funds when sudden expenses arise. Our mission is to provide you with the most flexible emergency financial solutions at the click of your mouse.

Interest and other rates

Our daily interest is capped at a maximum of 0.8% per day with no loan application fees, admin fees or late payment fees included. Brief and thorough security, credit check are quickly undertaken during your application providing you with the best possible loan, we have for you and within 15 minutes you can be guaranteed of proof of funds.

Sunny Loans Services

Let's face it, we all hate the long hours, in those ridiculously long ques, of taking small baby steps towards the bank teller only to be told, "Your loan application has been denied."

So it should pose as no surprise that our straightforward lending system enables you to access your acquired funds almost immediately.

Loan types on offer

Our range of loans gives you the freedom to choose what you need on hand in relation to your situation. We provide you with short loans including our special 24-hour loans designed to help with unforeseen expenses. These are provided in smaller amounts and are given within 24 hours of application.

Not sure about your loan?

Our '5 days to change your mind' service allows you to return the money you have borrowed within five days of taking out the loan you have applied for without paying any interest. This will allow you time to rethink your decision in taking the loan. However, this service is only available for registered Sunny customers.

Sunny Loans Product Details

  • Loan Type Quick loans
  • Loan Amount up to £2,500

Summary of Services

  • Fast Cash Loans
  • Short-term Loans
  • Flexible Cash Loans
  • Easy Loans

Helping you is our priority at Sunny Loans

We want you to easily find the loan you're looking for.

With Brexit knocking at the door who knows what safety precautions you might need to put in place to tame the money monster. As UK residents, it's getting harder not to worry about the outcome of the whole movement and the effect it could potentially have on our cherished economy.

Why choose Sunny?

But lucky for you our team at Sunny understands you. Being the fastest functioning money lending institution, we promise you a smooth and covered journey under the cold showers. Other loans such as payday loans award you special benefits when you take out a loan with the company the voucher is made for.Many other loans can be accessed via our website 24 hours a day, 7 days a week including bank holidays.

Your Sunny account

We give you straightforward access to the proceeds of your application as well as your due balances and other information once you have created a Sunny account in our client area. This makes your whole experience much simpler as you will be given a loan in correspondence to your information online and you will be able to make changes if necessary.

How do I repay my loan?

All your repayments will be collected on the decided due date from your debit card via the Continuous Payment Authority(CPA). The CPA can also be cancelled at any time either through your bank or with us directly by email or phone call. We also allow you the ability to change your repayment amounts in the case where you would like to quicken the repayment process. Your repayment will reflect within an hour after which you will receive an email notifying you of successful repayment.

Who is eligible for a Sunny loan?

To qualify for a Sunny loan you must be at least 18 years old residing in the UK. We will require you to have a UK bank account and debit card. Lastly, you need to be receiving a net income not less than 500 pounds every month. A mandatory credit check is undertaken as per the application process to make sure that you are able to make the necessary repayment

Feel free to contact us

Our easy online website affords all our loan applicants the ability to access all information regarding our loan terms and any other information related to your application. We have a reliable live chat option on the site as well as an email address which will grant you a session with a trusted Sunny consulted, alternatively, we can be reached via any of our active social media platforms.

Customer Reviews & Testimonials

March 2019

The staff is very helpful and well trained

Benjamin W
— Leeds —

July 2019

Sunny loans treat their customers as their family. They ensure that their customers are happy

Richard L
— London —

Sunny Loans Contact Details

Physical Address

  • Fortress House, Skyliner Way, Bury St. Edmunds East England United Kingdom
  • Get Directions

Opening Hours

  • Monday 08:30 – 19:00
  • Tuesday 08:30 – 19:00
  • Wednesday 08:30 – 19:00
  • Thursday 08:30 – 19:00
  • Friday 08:00 – 17:00
  • Saturday 10:00 – 15:30
  • Sunday 10:00 – 15:30