Rating based on 45 reviews



  • Student loans up to £25,000
  • Low-interest starting from 3.0%
  • Repayment up to 5 years

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Santander homepage

Author Santander. Screenshot of Santander website. [Accessed September 5, 2019]

About Santander

In 1996 Emilio Botin, Chairman of Santander, come to a decider that the bank should be useful to the communities in which it operates.

With the declaration that the university is a vital cornerstone of any community and a mechanism that helps people and businesses flourish, Santander Universities began its activity in Spain.

Our global outreach

So far, Santander Universities has funded over €1,5 billion in the shape of mobility grants, scholarships, support for entrepreneurship, special projects and non-academic awards. In 2015 we topped the ‘Global fortune 500’ list as the company that invests the most in Corporate Social Responsibility in connection with education (according to the first worldwide study published by the Varkey Foundation.) In 2016, the bank invested more than 150 million euros in higher education.

Santander Universities UK

In the UK our first partner joined the network in 2007 and ever since then we have signed agreements with over 80 universities. Since the division was launched in the UK we have grown to become a valued partner of the academic community, more recently focusing our effect on entrepreneurship, revolution and projects that support improved life on campus.

Santander Services

If you’ve just moved to the UK to work or study, this account will give you the necessities you need, such as the capability to pay bills and have your income reimbursed.

It will also help you to build up a bad credit history, which may mean you’ll be able to access additional banking facilities with Santander in the future.

Get started with UK banking

The Essential Current Account has a £1 monthly fee to keep the account, which will be automatically taken from your account each month.

The benefits you will get:

  • A contactless Santander debit card for making purchases and taking out capital at cash machines.
  • Using the online, mobile and telephone banking, 24/7 access to your account
  • Free text and email notifications about your account.
  • Branches across the UK for face to face banking.
  • Accounts for students in higher education
  • Accounts for students aged 18 years or over, including our 1|2|3 Student Current Account with a free 4 year Santander 16-25 Railcard.

Santander Product Details

  • Loan Type Student loans
  • Interest Rate 3.0 – 13.5% p/a
  • Loan Amount up to £25,000
  • Repayment 1 year to 5 years

Summary of Services

  • Quick funding
  • Decision in 24 hours
  • No charges for overpayment

No more financial worries

Many people face monetary worries at some point in their lives. Getting support and advice sooner than later it’s imperative and can help ensure the problem doesn’t get any worse.

We're devoted to treating our consumers fairly when they’re having difficulties and we'll do our best to help you if you think you might be having monetary problems.

We are devoted to higher education

Santander Universities has a number of ways in which we help the university community. It is our overall intention to support these institutions in improving their educational offering, persuading innovative and promoting entrepreneurial qualities.

Scholarships, grants and research awards

We believe that it is imperative to support during their studies and we provide a number of student loans and research awards for students and staff in the UK and abroad, these include:

  • Scholarships and funds for students from Spain, Portugal and American countries to study in the UK and for British students to study overseas.
  • Grants from professors, staff visits and support for teaching programmes.
  • Awards for specialists research programmes, academic travel and fieldwork.
  • Finance and support to research centres, projects and teams.

The mobility grants provided by Santander Universities are open to national and international students to study at the university within the Santander Universities network. This has enabled students to gain academic and cultural knowledge in other countries.

How can we help you

Managing your capital isn’t always easy, but it can be a lot simpler with assistance. There are certain tools which can help you keep track of your capital. Look at the 'Help by-product’ segment for more suggestions and tips. If you've most an instalment to us or feel like you might miss a payment in the near future, please get in touch as soon as possible.

Our uniquely trained advisors can assist you by providing education and support. We have a team devoted to helping consumers who don’t have enough income to meet their outgoings and they can assist with budgeting and looking at ways you can save capital in the future by reducing your monthly outgoings.

Customer Reviews & Testimonials

July 2019

Their charges are low and they offer cheap student loans

Cathy J
— London —

February 2019

Very fast and excellent service

Branden L
— Birmingham —

Santander Contact Details

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday 09:00 – 14:00
  • Sunday – Closed