Rating based on 40 reviews

Hitachi Personal Finance


  • Vehicle finance up to £25,000
  • Low-interest starting from 3.2%
  • Repayment up to 5 years

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Hitachi Personal Finance homepage

Author Hitachi Personal Finance. Screenshot of Hitachi Personal Finance website. [Accessed September 4, 2019]

About Hitachi Personal Finance

Your dreams don’t have to be just dreams anymore – with Hitachi we can make your dreams a reality.

Whether you require business finance, personal loans or new vehicle, Hitachi can be of assistance to you. There is no financial situation that Hitachi cannot tackle; we will help you to get the finance you need when you need it.

Why Hitachi is the obvious choice in finance

In Japanese, “Hitachi” translates to “sunrise” which is why with every new dawn we provide financial solutions to over a million individuals and businesses across the UK. Every day is the start of something new and we take pride in that we are able to assist customers in starting that new chapter in their lives.

We are an award-winning lender

We have received multiple awards for our services rendered and our customer support team is fully equipped to help you deal with any and all concerns. Simply complete our online application and receive an instant decision on your loan outcome. Do not wait for your dreams to come true, make it happen today with Hitachi.

Hitachi Personal Finance Services

At Hitachi, we make finance as flexible and convenient for our customers as possible.

We offer fixed monthly repayments, no hidden fees and no arrangement fees making us both a trustworthy and affordable vehicle finance lender.

Finance your vehicle with Hitachi

Whether you are upgrading to a newer model or buying your first car, Hitachi can help you to get a loan that suits your needs and budget. We offer a variety of loans ranging from £7,500 to £25,000 repayable over a period of two to five years. The interest rate that you are quoted will depend on your borrowed amount, borrowing period and your financial circumstances. We do promise to give you the fairest interest rate available.

Bike loans made easy

Many UK citizens are opting to trade-in their cars to purchase a bike instead. Bikes offer a more economical option to commuters especially when fuel costs are constantly on the rise. Whether you are looking to save money or take up off-roading as a hobby, we can help you with a short-term loan. After completing our hassle-free online application, you can have the money in your account within two working days.

Hitachi Personal Finance Product Details

  • Loan Type Vehicle finance
  • Interest Rate 3.2 – 33.9% p/a
  • Loan Amount up to £25,000
  • Repayment 2 years to 5 years

Summary of Services

  • No extra charges 
  • Can make early repayment
  • Apply online in only 10 minutes

Hitachi, we are at your service

Life is so busy and often leaves very little time to play and relax with our families.

With Hitachi, we offer affordable loans for a variety of caravans and boats. We also offer home loans and home improvement loans so that you can get that new pool fitted or upgrade the kitchen.

Should I buy or lease my next vehicle?

Leasing has become a more popular option in the UK in recent times. That being said, deciding whether to lease or purchase is a personal decision based on your financial circumstances or priorities. Simply put: if you enjoy keeping up with the latest models then leasing is better, however, if you want to buy and keep a vehicle for a long time purchasing is more preferable.

When deciding which option is better for you it is important to consider factors such as insurance, depreciation, monthly payments and maintenance among other factors. There are benefits and disadvantages to both options and the decision lies in what suits your lifestyle.

Want to hit the road or the ocean?

Whether you want to sail the seas on a yacht, take a weekend fishing trip or take a family road trip in a caravan we can help you to finance your dream holiday. We offer loans for up to £25,000 repayable over a maximum period of five years. Our loans are flexible and allow you to finance the dream you have always had. Simply complete our application and wait for the approval. Once the money is in you can start choosing the perfect destination.

Home improvements with Hitachi

Whether you are a DIY junky or just want to expand or upgrade, we can finance your needs. The great thing about home improvements is that you are increasing the value of your property while you upgrade or expand. So not only do you get to live in more comfort, but you also make your property worth more. Go choose the paint or the tiles while we finalize the paperwork.

Customer Reviews & Testimonials

March 2019

I was surprised at their affordable rates. Car lenders are usually expensive

Henry S
— York —

May 2019

Hitachi is a decent lender. You'll get flexible loans from them

Laura N
— Glasgow —

Hitachi Personal Finance Contact Details

Physical Address

Opening Hours

  • Monday 8:45 – 19:30
  • Tuesday 8:45 – 18:00
  • Wednesday 8:45 – 18:00
  • Thursday 8:45 – 18:00
  • Friday 8:45 – 18:00
  • Saturday 8:45 – 18:00
  • Sunday 10:00 – 18:00