Rating based on 31 reviews



  • Business loans up to £2,000,000
  • Finances are tailored
  • Repayment up to 48 months

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Author LDF. Screenshot of LDF website. [Accessed September 5, 2019]

About LDF

We are one of the UK’s main independent funding suppliers to small business.

We supply business loans for most demands and understand how cash flow can be influenced in many ways. The White Oak Group of companies act as both a funder and trading finance broker who helps business customers, including restricted companies, partnerships and professional individuals in acquiring finance.

What do we do for businesses?

  • Supply businesses with credit and hire concurrence.
  • Launch business requests to acquire credit to alternative financers.
  • Endorse or make credit or hire agreements accessible to the business.
  • Help businesses by tackling preparatory work in relation to such associations, and
  • Refer customers to financers.

We assist SMEs

LDF Operations Limited will standardly introduce clients to a White Oak UK Company for deliberation. Our focus is on assisting SME's, corporates and professional practices through the distribution of competitive hire and credit agreements. However, if a customer's requirements sit outside our credit or risk yearning we will source capital for customers via an appropriate member of our credit union.

LDF Services

As both a funder and credit mediator, we have due consideration for the FCA.

We ensure that clients are supplied with simple transparent communication throughout the transaction procedure and where possible, try to circumvent multiple contact and correspondence with the clients which may cause unnecessary uncertainty.

How do our assessments work?

We will make an international assessment as to the likely cost of credit hire. Although any citation supplied is on a precise reflection of this assessment, it is subject to full underwriting. You can apply for a longer loan or a short-term loan.

Acting as a credit broker

We will always regard whether we’ll be able to finance a proposal within our White Oak Group first, before considering funders. We intend to provide competitive funding options to our customers, coupled with a high level of client services and pertinent product range.

Products that suit you

It is imperative that the funding product that we provide for you is satisfactory for your requirements. We will only consider funding for equipment being received for the benefit of the business and therefore will not assist in any personal lending or hiring.

LDF Product Details

  • Loan Type Business loans
  • Loan Amount up to £2,000,000
  • Repayment 12 months to 48 months

Summary of Services

  • Access funds in 24 hours
  • Repayment terms are flexible
  • Easy and quick loan application

Why choose our business loans

Our hassle-free business loans could give you the capital you need to develop your business through acquisition, marketing or simply purchasing extra stock.

Or you could diminish the hit of recurring costs with a short-term loan, anything from corporation tax and software licenses, to insurance and VAT bills. We will strive to keep you updated with regards to the movement of your application for finance and your application is approved.

Short-term business loans

Created to help cover the value of specific businesses motives, our instant cash business loans help extend your cost over a 3 to 12-month term, helping to smooth cash flow and free up your funds for investment in other areas of your business.

Business development loans

Our Business development loan provides capital for a broader range of expenditure areas, to authorise you to develop your business with a remarkable resolution. They are available over an expanded loan period of 12 months to 5 years, it assists businesses to capital key growing costs, including more impalpable requirements.

Interest on loans

Created to assist businesses to navigate short term cash flow pinch-points such as VAT, case cost and purchases, our short-term, interest-only business loan assist you in spreading costs over a 3 month period, perfect if you are awaiting a large payment or have an instant requirement.

We've made getting a short or long-term business loan straightforward, uncomplicated and faster than ever before. Our simple application procedure, quick resolutions and too-notch service are why we're regarded a Gold Trusted Service.

Customer Reviews & Testimonials

February 2019

They hooked me up with a product of theirs that suited my situation

Janette L
— Leeds —

March 2019

They provided really good customer service

Andrew R
— Cardiff —

March 2019

They really helped me develop my businsess

Megan C
— London —

LDF Contact Details

Contact Number


  • not available


Physical Address

  • White Oak UK, Dee House, St David's Park Ewloe Flintshire CH5 3XF United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed