Rating based on 8 reviews

Funding Circle


  • Business loans up to £1,000,000
  • Low-interest starting from 4.3%
  • Repayment up to 60 months

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Funding Circle homepage

Author Funding Circle. Screenshot of Funding Circle website. [Accessed September 5, 2019]

About Funding Circle

We ignite possibilities for businesses and investors by making sure there is a better deal for everyone.

When Funding Circle was established, we could see that businesses weren’t being given the funds to develop, while investors were making poor income. We had a simple plan – let them support each other.

We believe in those made to do more

Business owners and investors share a customary thread. They’re advanced thinkers, they’re purposeful, they stand up to make a change and work hard to make sure it’s possible. Whether you’re a business owner who aspires to more, or an investor who wants your capital to go further, we have confidence in you. You’re the ones we created the Funding Circle business loans for.

We've assisted 56 000 small businesses globally

From accountants and jewellers to bakers and filmmakers, we’ve assisted thousands of businesses in the UK, US, Germany and the Netherlands to take on their next chapter moving forward. By borrowing directly to businesses through the credit union, investors can now gain attractive returns to better supply for their future.

Funding Circle Services

Small businesses can lend quickly and easily to reach their goals while investors can make a profit and a change by borrowing to them.

Our platform is well organised and transparent than traditional borrowing and we trust it’s a better system for everyone.

Access our investors

Investors use their online account to simply borrow to hundreds of businesses looking to lend. We critique applications and accept a creditworthy business. We then pay out their instant cash and process repayments for investors. Businesses make fixed monthly repayments include interest, which we distribute to all investors who borrowed to them.

Invest with confidence

Various investments are the main part of planning for your future. We focus on supplying attractive, stable returns so you can reach your financial dreams. Many businesses lend through our programme, so you can simply borrow to hundred of prominent businesses and create a diversified portfolio. We manage everything throughout the lifetime of a loan, so you’ll get paybacks with interest in your account every month.

Funding Circle Product Details

  • Loan Type Business loans
  • Interest Rate 4.3 – 12.1% p/a
  • Loan Amount up to £1,000,000
  • Repayment 6 months to 60 months

Summary of Services

  • Eligibility check
  • Once accepted money is transferred into your account
  • no-obligation, personalized quote

We supply quick and reliable funding to small businesses

Across the globe, small businesses aren’t given the funds they need to develop.

We’re here to change that by making capital attainable, quick and easy online loans. We have a streamlined application process with no meetings or business ideas, just an easy 10-minute form.

85 000 investors are earning for their future

There's a big community borrowing through Funding Circle. Thousands of people, local and national governments and funding institutions have borrowed over £5.6 billion, assisting thousands of businesses while earning for their futures.

A leading global small business loans platform

Funding Circle is one of the best financial borrowing platforms in the world and is listed on the London Stock Exchange in October 2018. We have raised roughly around £550 million since 2010 from some of the hugest and most revolutionary investors around.

Our backers collectively direct over $5 trillion and are the main firms behind Facebook, Twitter, Skype and Betfair.

We are transparent

We understand the best way to enhance trust to be transparent in everything we do. Our production past is always accessible, costs are straightforward and you see where your capital comes from and goes to. Technology and data are at the heart of our business, but our job is to make it easier for you.

Our regular dress tests show shareowners can still earn attractive returns in a downturn and having a diverse shareowner community certifies there’ll always be funds to borrow businesses.

We specialise in small business lending

We know small businesses so we’ve worked to withdraw jargon, simplify processes and give equitable decisions quickly.

Customer Reviews & Testimonials

May 2019

Their investors worked with me and helped grow my company. They

Jerry T
— Cardiff —

March 2019

They are really transparent and don't leave you clueless

Sharron P
— York —

May 2019

They helped me with getting a good capital for my business

Austin B
— London —

October 2018

They funded me even though I don't have that big a company. I was really surprised

Jack L
— Leeds —

Funding Circle Contact Details

Physical Address

Opening Hours

  • Monday 09:00 – 18:00
  • Tuesday 09:00 – 18:00
  • Wednesday 09:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed