Rating based on 33 reviews

Rebuilding Society

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Rebuilding Society homepage

Author Rebuilding Society. Screenshot of Rebuilding Society website. [Accessed September 12, 2019]

About Rebuilding Society

Situated in Leeds city centre, rebuildingsociety.com is the peer-to-peer loaning platform that brings ethically-minded people together for a superior deal.

We aim to present creditworthy businesses in our marketplace. We trust in presenting clear information about application business for you to go through.

Our mission for business owners

We know what it’s like to promptly face unforeseen bad credit from a client who's gone bust. We understand that the 'moment' can pass when looking to jumping on a new venture. So we will always try to process your application spot on and connect you with loaners that want to support your business. When you need pliability it's easy to make a poll from your loaners and act competently.

What's our story

We started taking loan applications in late 2012 and financed our first deal in January 2013. In February 2017 we encountered our FCA authorisation in May 2017 we became an ISA Manager. Today we have an active marketplace with hundreds of businesses and thousands of loaners. We even assist other platforms through our appointed representative proposition.

Rebuilding Society Services

At Rebuilding Society we’re passionate about offering access to capital for UK SME's.

Our original platform connects you directly with a constructed community of investors who have already loaned over £10 million to businesses. As an alternative to bank loans, we honour ourselves an offering quick and fair capital-allowing us to power the development of great businesses across the country.

Peer to peer lending for business loans

At rebuildingsociety.com we organise commercial businesses loans through a community if loaners who want to assist the development of companies. We provide quick access to funds for businesses and support peer-to-peer lenders make knowledgeable decisions, the banks. Loaners should be aware that their capital is at risk.

Partnering with visionary businesses

As a part of new and developing, we recognise that we need the assistance and cooperation of many people. We work with White Label Crowdfunding who offers peer-to-peer loaning technology financial institutions and intermediaries who search for a technology partner to employ P2P loaning as part of their development strategy work with WLCF to execute peer-to-peer loaning technology and create industry platforms.

Rebuilding Society Product Details

  • Loan Type Business loans

Summary of Services

  • Business Loans
  • Peer-to-Peer Loans

Get a loan from people that understand you

Currently, the maximum amount you can loan is £2 000. Loaners can make multiple bids of £2 000 on applications.

When you dispose of a microloan on the secondary market, there is a 0,5% commission cost based in the unpaid capital, which is payable once your loan part is sold. For example, if you sell your loan part with £100 principle to be left, the sale cost would be £0,50 once the loan part disposes of.No fees apply if a loan is not sold.

0,1% IF ISA account management costs

We ask a monthly account management fee on the first workday of each month. This balance will be debited from your obtainable balance.

Risks associated with lending

We cannot assure that a business will repay its debt. However, we credit check aptitude borrowers and make sure they provide statuary accounts and support documents. The discussion tab entitles you to put questions, straight borrowers. We highly suggest that if you have any questions about the business you are thinking of loaning to, that you put these to the borrowers in the forums. We can also supply you with debt consolidation if you need it.

What happens if we cease to trade

Lender's capital is held in a protected client account, which means the capital transferred to the platform are known as not being owned by the company. These can simply be returned to lenders. If our platform were to fail or we become bankrupt, we would undertake a Living Will plan, prior to insolvency where such action is the best interest of all the loaners.

Customer Reviews & Testimonials

July 2019

They matched me up with the best lender for me!

Pamela J
— London —

March 2019

They are really transparent! There were no extra fees that came in

Bradly M
— Bath —

Rebuilding Society Contact Details

Physical Address

Opening Hours

  • Monday 09:00 – 18:00
  • Tuesday 09:00 – 18:00
  • Wednesday 09:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed