Rating based on 27 reviews



  • Payday loans up to £1,500
  • Low-interest starting from 49.9%
  • Repayment up to 36 months

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Author Emu. Screenshot of Emu website. [Accessed September 12, 2019]

About Emu

Emu is an online payday loan broker.

We focus on short term loans for any purpose. We welcome applicants with good or bad credit, no discrimination. Our site was launched in December 2016, but have been in the industry for 10 years. part of 10 years.

Customer service

We pride ourselves in being customer-centric and always willing to go that extra mile for you. We are unique, as we concentrate on helping individuals with bad credit payday loan brokerages who are often turned down from regular lenders. Our application process is created to be simple and user-friendly for your convenience.

We only require you to meet our basic criteria to qualify for a short-term loan. This includes your personal information, employment status and details as well as your bank details.

Why choose us?

  • We borrow up to £1,500 instantly
  • You can receive a quick, same day loan transfer
  • We welcome bad credit applicants
  • There are no hidden fees or charges
  • We connect you with the leading UK payday lenders
  • We offer loans until Payday or up to 3 months
  • We provide fast cash loans for any purpose
  • We are a fully UK based service provider
  • We operate 24/7 365 days a year
  • We give you swift same day service

Emu Services

We're a loan broker as such the speed of the transfer will be dependent on the lender.

Funds are transferred to your designated bank account generally very fast, as soon as you’ve accepted the loan agreement. Our application process is simple and straightforward for your convenience, plus it's super easy to use so anyone can do it. Here is how our process works.

The simple online application form

You will need to complete our simple online application form. We ask you a couple of personal questions, your employment status as well as to when is your next payday.

The loan offer

Upon submitting your application form you’ll instantly be presented with a loan offer. The offer will comprise of details of the amount as well as the term the loan needs to be repaid over. The offer presented may or may not be the full amount you desired however you are not obligated to accept should it not meet your expectations. If you are happy with the offer, you will simply click accept and confirm the loan agreement.

Transfer of cash

Presuming you accept the loan offer, the funds will be deposited directly into your bank account as specified during the loan application process. Funds are usually sent within the hour, however, sometimes it takes a bit longer. Thereafter you can enjoy your money and of cause pay back the loan as per your loan agreement.

Emu Product Details

  • Loan Type Payday loans
  • Interest Rate 49.9 – 1333% p/a
  • Loan Amount up to £1,500
  • Repayment 3 months to 36 months

Summary of Services

  • Receive your funds the same day
  • Use loan for any purpose
  • Any charges or fees are not hidden

You can get a loan from us even if you have bad credit

We are one of the very few service providers who can assist just about anyone with a loan.

We can assist both individuals with a bad credit history and a good one. Our approval rate is generally high as we do our best to help you through this difficult financial patch.

Bad credit – am I eligible for a loan?

We welcome applicants with a bad credit score for we understand not everyone is blessed with good credit. We understand that life happens and sometimes it takes a while to get you back on your feet again. With us, you can apply for a short term payday loan regardless of your poor credit score. We will not hold this against you and will provide you with an instant response on your loan request.

Do you perform credit checks?

Yes, credit checks are performed on all loan applicants, good or bad credit simple to determine your eligibility and affordability of loan request.

We support responsible lending

As a responsible lender, it would not be in your best in test and ours to loan you money knowing you are unable to commit to the loan repayment terms. Thus, the credit check allows us to see how much we can offer as such we aim to at least meet you halfway.

Customer Reviews & Testimonials

November 2018

I was able to solve to a lot of my financial with their loan

Shane S
— London —

October 2018

I was able to get an affordable loan here and it has helped me a lot

Dave W
— Birmingham —

December 2018

Their services helped me out a lot despite having bad credit

Andrew S
— London —

April 2019

The application was simple and I had my loan in no time

Chad F
— Manchester —

Emu Contact Details

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