Rating based on 16 reviews

Fast Loans UK


  • Payday loans up to £2,000
  • Low-interest up to 151.4%
  • Repayment up to 8 months

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Author Fast Loans UK. Screenshot of Fast Loans UK website. [Accessed September 4, 2019]

About Fast Loans UK

We offer quick affordable loans with no hidden fees.

In addition, we offer small manageable repayments which are practical for you. We believe in putting our customer first. As such, we understand the need and desire for a trustworthy short-term loan and instalment lender. Due to this, we have designed our lending product around this principle. With us, we see value in creating long term sustainable relationships with our customers and place a high emphasis on this.

We lend responsibly

We take a responsible approach to lending to ensure it meets stringent due diligence throughout our lending process. It’s our duty as responsible to lenders to always ensure that loans are responsible and affordable to our customers and we will never compromise on this.

We value the one

With us, we value every single customer and would rather have 100 trusting, long-lasting relationships with our customers as a pose to 100,000 short term unreliable relationships. We strive to help every client even those with bad credit.

Our values are integrity and longevity

We have built our business around core foundation namely integrity and longevity, instead of greed and short term gain. As responsible lenders, we have certain criteria which must be followed to qualify for a loan with us.

Fast Loans UK Services

We know there is a real need to lend in a responsible way.

In addition to our best lending practices that are outlined below, we also have installed secured processes and controls to ensure that our customers never borrow more than they can afford to pay back.

Customer satisfaction is key

We pride ourselves in providing our customer’s excellent customer service. If you find yourself in a financial jam, we aim to be your first point of contact. We are a reliable lender and here for you in good and bad times.

How it works

  • Step 1: Apply online. Complete our simple application form and we will make a decision in principle straight away. Just select how much you want to borrow, how long you will borrow for as well as how many repayments.
  • Step 2: A quick chat. Once we've received your application you'll be assigned a personal Customer Care manager, who will contact you to confirm your personal details and discuss the steps to follow.
  • Step 3: Digitally sign your loan agreement. Once we have carried out all the affordability and credit checks from our side we will text you a loan link and ask you to read and digitally sign your Loan Agreement. Please read through eh loan agreement carefully before signing.
  • Step 4: Receive your payday loan. Once we receive your signed loan agreement, the money will be transferred directly into your account within 15 minutes.
  • Step 5: Repay your loan. Scheduled payments will be automatically taken from your account on your agreed repayment dates

Fast Loans UK Product Details

  • Loan Type Payday loans
  • Interest Rate 151.4%
  • Loan Amount up to £2,000
  • Repayment 7 days to 8 months

Summary of Services

  • Direct Lender
  • Simple online loan application
  • Access your money within minutes

Fast Loans is a loan provider that cares

We say YES when other lenders say NO.

Each and every customer is assigned a Customer Care Manager. We always handle matters with a human approach and more than likely will be able to assist you when other lenders can’t.

To qualify for a payday loan:

  • Be aged 18 or older
  • Employed either part-time or full time
  • Earn a regular salary
  • Bank account and credit card details will be required

Flexible instalment loans up to £2,000

You can choose from a selection of weekly, fortnightly or monthly repayments. Whatever option suits you best.

We promise the funds to you as quickly as possible

As soon as all the relevant checks have been carried out on average 95% of our fast loans will reach your account within 10 minutes of you digitally signing your loan agreement.

Our borrowing process has been designed to provide you with quick and haslet free borrowing solutions. In short – we won’t keep you waiting in vain!

What you see is what you pay for with us

The loan amount is calculated as well as repayments upfront. With us, we have no hidden fees, administrative costs, extension or late payment penalty fee.

Honesty and transparency

As our customer, you are only obligated to pay for the days you borrow from us. We believe respects goes both ways and feel you should be treated fairly and we promise to never shock you with a nasty surprise with hidden price tags.

Total flexibility

With us, all you need to do is choose the amount you wish to borrow from us, how long you wish to borrow for and the number of repayments. In addition, you can also choose to repay your loan earlier and you’ll only be charged for the interest on the day borrowed. No isn’t this total flexibility. So many quick cash and payday lenders trap customers by committing you to huge lump sum payments at the end of the month.

Rather, we have developed longer-term loans allowing customers to make smaller repayments either weekly, fortnightly or monthly. Making our loans affordable for you.

We are understanding

We understand that life happens and in an instant, circumstances can change unexpectedly affecting your ability to manage bills and repay credit agreements. In this event, your Customer Care manager will work with you to help resolve any financial difficulties. We pride ourselves in building long-lasting working relationships and are committed to the waling side by side with our customers for years to come.

We do not believe in profiting from you missing loan repayments as such we do not charge excessive late and legal fees. Instead, we will work together with you and give you every opportunity to repay your loan in a way that is sustainable for you.

Customer Reviews & Testimonials

February 2019

They saved me from being broke with their sweet deals

Dave B
— Birmingham —

November 2018

They have provided great financial services, I am glad I chose them

Anthony S
— Eidinburgh —

Fast Loans UK Contact Details

Physical Address

  • Fast loan UK, 2 Falcon Gate Shire Park Welwyn Garden City Hertfordshire AL7 1TW United Kingdom
  • Get Directions

Opening Hours

  • Monday Open – 24 hours
  • Tuesday Open – 24 hours
  • Wednesday Open – 24 hours
  • Thursday Open – 24 hours
  • Friday Open – 24 hours
  • Saturday Open – 24 hours
  • Sunday Open – 24 hours