Rating based on 22 reviews

Pounds To Pocket


  • Payday loans up to £5,000
  • Low-interest starting from 278%
  • Repayment up to 12 months

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Pounds To Pocket homepage

Author Pounds To Pocket. Screenshot of Pounds To Pocket website. [Accessed September 4, 2019]

About Pounds To Pocket

Pounds to Picket is a trustworthy credit provider.

Our mission is to assist hardworking individuals to meet their financial goals and responsibilities. We started in 2010 and to date have achieved two-time Credit Today Finalist Alternative Lender of the year award in both 2012 and 2013.

Our loans are reliable

We have a 4.3star rating on Ratings.co.uk based on the reviews of 309 customers. With us, we always strive to keep things simple and straightforward for you. We have developed a personal loan with a repayment structure from 6 to 12 months. We are constantly building onto our unique list of special features available to our customers, some of these include Pound Place an online savings platform offering helpful tips like ‘how to save better’, and an easy-to-use mobile app.

Our core values

These wonderful achievements over a short life span would never have been accomplished had we not paid attention to our customer needs and designed our products centred around our customers. We work directly with you meaning no middlemen. In addition, our easy-to-use LoanBuilde makes it simple to estimate the cost of your instant loan upfront.

Pounds To Pocket Services

You probably have heard about us and our payday loans from one of your mates who needed to make some home or vehicle repairs and needed extra money quick.

Our 12-month payday loan will give you the cash you need when you need it most. As lenders, it is our goal to help you get cash in a timely fashion. New customers have the opportunity to apply for a payday loan up to £2,000.

How to get a 12-month payday loan

Our online 12-month payday loan application is easy to use and straightforward. Our online loan application is available 24/7. If you should have had some credit troubles in the past, you still can apply for a loan with us. A Pounds to Pocket Loan could be approved within 30 minutes or less. If approved, the cash will be deposited directly to your bank account within 10 minutes after approved.

To qualify for a 12-month payday loan;

  • Be 18 years and older
  • Be in possession of active bank account
  • Be employed and receive a regular salary
  • Be a UK citizen

Pounds To Pocket Product Details

  • Loan Type Payday loans
  • Interest Rate from 278%
  • Loan Amount up to £5,000
  • Repayment 7 days to 12 months

Summary of Services

  • Quick Cash Loans
  • Short-term Loans
  • Payday Loans

We have the loan that you need, and we pay out quickly

We provide short term and payday loan options to individuals in a financial crisis, our aim is to assist them to achieve financial security.

Before taking on a short-term loan, we recommend you take a good hard look at your financial situation, confirming that a short-term loan is the only option for you. We do this as it’s important that you understand the implication and responsibility of the short-term loan.

We focus on you

With us, you're more than just a number. Our dedicated Customer Support Team is on standby seven days a week to ensure you are completely satisfied. You can easily call us if you have an inquiry or need more information fast. You are important to us, and we're constantly improving our service to better serve our valuable customers ensuring their satisfaction with our services.

Our lending code

We are authorized and regulated by the Financial Conduct Authority (FAC) registration (#673738) in turn we follow all applicable UK related rules and regulations.

We run vigorous credit checkers on credit history, affordability and creditworthiness to asses each applicant’s ability to repay the loan. In addition, we are members of the Consumer Credit Trade Association and the CIFAS, the UK fraud prevention services, as such Pounds to Pocket dedicated to ensuring that your personal information is protected at all times.

Flexible repayments

Agreeing to our loan terms requires you to make repayments on time the affordability of the repayment as well as its interest of repayments. With our loan calculator, you can design a loan that works best for you and your family’s financial situation. Consider our loan amounts from £200 to £2,000,† with various repayment periods from 6 to 12 months.

We are ready to help you create your loan today.

Customer Reviews & Testimonials

October 2018

I got my money in two days, right when I needed it.

Amy B
— Cardiff —

February 2019

I needed a loan for repairs and applying at Pounds to Pockets worked.

Harry W
— Bristol —

October 2018

Pounds to Pockets gave me the help I needed and when I needed.

Sloane A
— London —

December 2018

Amazing service and professional staff. Definitely worth my time

Allan S
— Manchester —

Pounds To Pocket Contact Details

Physical Address

Opening Hours

  • Monday 08:00 – 21:00
  • Tuesday 08:00 – 21:00
  • Wednesday 08:00 – 21:00
  • Thursday 08:00 – 21:00
  • Friday 08:00 – 21:00
  • Saturday 09:00 – 17:30
  • Sunday 10:00 – 18:30