Rating based on 25 reviews



  • Payday loans up to £25,000
  • Low-interest starting from 3.5%
  • Repayment up to 60 months

In-page navigation

Santander homepage

Author Santander. Screenshot of Santander website. [Accessed September 4, 2019]

About Santander

We are a large retail and commercial bank, based in the United Kingdom.

We are wholly owned by a subsidiary global bank of Banco Santander. We have 14 million customers across the UK, in addition, 5 million digital customers and 1,400 new mobile users each day.

We believe in investments

We have invested £19.4bm in the Discovery Project through community involvement. In addition, we recycle 99% of waste from landfills. Furthermore, we have invested 104,800 days of training in our employees.

Lending with us

With us, we make your financial plans come alive. We offer personal loans for most purposes, whether you wish to drive off in new care, refurbish your home or simply need to refresh your finances. We offer personal loans from £1,000 to £25,000 idea to make your plans a reality. Our personal loans can help transform your current financial situation.

Santander Services

We recommend you take out a personal loan which could help you settle your debts into one monthly repayment at a fixed rate.

Settle debts into a single monthly repayment in the event, you've got balances on store cards and credit cards or even overdrafts and payday loans.

How does the process work?

  • You can borrow from £1,000 to £25,000. Take note, you must be an existing Santander customer to apply for loans above £20,000.
  • You choose when you’d like to make monthly repayment any time between 1st and 28th of the month
  • You save money if your Santander personal loan rate is lower than your existing rates

Your loan your choice

Take out a personal loan with us and let transform your plans into a reality. We offer loans from £1,000 to £25,000, so whatever you need to do we can help you. Additionally, you must be an existing Santander customer to apply for loans above £20,000.

Santander Product Details

  • Loan Type Payday loans
  • Interest Rate 3.5 – 13.5% p/a
  • Loan Amount up to £25,000
  • Repayment 12 months to 60 months

Summary of Services

  • Simple and fast online application
  • Loan decision in 24 hours
  • Quick access to your funds

Santander Bank will give you a loan designed around your finacial needs

Simply, make your house the home of your dreams.

A personal loan could bring your home improvement plans to life. From an extra bathroom en-suite to a brand-new kitchen to a loft conversion, you could borrow the money you need to make the change you want and get financial independence.

Get the vehicle you want

Whether you're buying your first car or upgrading to a new model, our loan gives you the freedom to buy your car exactly where you desire to.

  • You can borrow from £1,000 to £25,000. Please note, you must be an existing Santander customer to apply for loans above £20,000.
  • Unlike other car financers’, there is no limit as to how many miles you do in your car
  • Only pay 30 days after the repayment is agreed - no upfront payment
  • No administration fees

You could lend from us up to £25,000

and only repay the money lent from us from 12 to 60 months with the option to overpay at any stage with no additional cost. Your personal circumstances will be assessed and as such will affect the rate, we offer you. We respond swiftly to your online application, and you could receive a decision from us within 24hours after submitting your online loan application.

Borrowing options on offer

We offer a range of borrowing options, such as overdrafts, credit cards, and additional loans for our existing mortgage customers.

  • You can borrow from £1,000 to £25,000. Take note, you must be an existing Santander customer to apply for loans above £20,000.
  • You always know what you're paying with monthly repayments over 12 to 60 months.
  • Your first repayment is only due 30 days after the loan is agreed
  • No administration charges or hidden fees

To qualify for a home loan the standard eligibility requirement is applicable

In addition, you could hear from us with a decision within 24hrs when you apply online and rates start at 3.0% APR on loans from £7,500 to £15,000 for new and existing customers.

We make things convenient for you by allowing you to withdraw cash and use your debit and credit card outside the UK, simply look out for the Visa and MasterCard signs and feel secure knowing that we have your back anywhere in the world.

Customer Reviews & Testimonials

January 2019

Services that bring you joy and people who care, you will find both at Santander.

Maya A
— Liverpool —

November 2018

Santander helped me at my worst.

Sarah B
— Glasgow —

December 2018

Evaded terrible circumstances, all because of Santander.

Richard A
— Manchester —

Santander Contact Details

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 16:00
  • Tuesday 09:00 – 16:00
  • Wednesday 09:00 – 16:00
  • Thursday 09:00 – 16:00
  • Friday 09:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed