Wonga

Wonga.com is a flexible payday loans lender that gives you back control.

We are different from other online lenders due to our high-tech risk and decision-making technology, application and the approval process takes literally minutes. We lend responsibly, treat our customers fairly, and encourage individuals to always make sense of your money.

Automated lending process

As market leaders, we are the first company in the world to fully automate the lending process and in turn, we’re able to make completely objective and responsible decisions in rapid time. Operating completely digitally, no paperwork, no need to meet with a bank manager and no waiting for hours on the telephone to speak to a customer agent, our entire services is online and in real-time.

Affordable short-term loans

We offer new customers short-term loans up to R4 000, and up to R8 000 for existing customers, to be paid back within six months. Another truly unique feature is our flexibility, allowing customers to choose exactly how much money they want to borrow and for how long. We do not force you into a borrowed fixed sum you might not need, or push you into paying interest for longer than what’s required.

Our short-term loans are designed to help individuals to better manage their cash flow.

If you need a cash loan to carry you over for a short period, we're the right fit for you plus our loan application process is simple and super easy to understand.

Our short-term loan process

Applying for an instant loan is simple because our unique service is online from start to finish.

• Step 1: Decide how much you need and when you’d like to repay it. Use the sliders on the homepage and decide exactly how much money you need and when suits you best to repay it. The online calculator will show the full cost of the loan in real-time, once you are happy click apply to proceed.
• Step 2: Complete our online application form. You will be required to provide us with your personal information on our online application. This information will help us determine whether or not you qualify or a loan.
• Step 3: Verification of your income. Upon your loan approved, next step, we will need to verify your income. We will need your most recent payslip or bank statement.
• Step 4: Funds are transferred. We are hard at work behind the scenes to verify your income and ensure the money is transferred to your bank account. Repayments will be collected from your bank account on the scheduled due date. It's thus important to ensure the requi4red fund are available.