Rating based on 26 reviews



  • Payday loans up to £4,000
  • Early repayment saves interest
  • Repayment up to 3 months

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Wonga homepage

Author Wonga. Screenshot of Wonga website. [Accessed September 4, 2019]

About Wonga

Wonga.com is a flexible payday loans lender that gives you back control.

We are different from other online lenders due to our high-tech risk and decision-making technology, application and the approval process takes literally minutes. We lend responsibly, treat our customers fairly, and encourage individuals to always make sense of your money.

Automated lending process

As market leaders, we are the first company in the world to fully automate the lending process and in turn, we’re able to make completely objective and responsible decisions in rapid time. Operating completely digitally, no paperwork, no need to meet with a bank manager and no waiting for hours on the telephone to speak to a customer agent, our entire services is online and in real-time.

Affordable short-term loans

We offer new customers short-term loans up to R4 000, and up to R8 000 for existing customers, to be paid back within six months. Another truly unique feature is our flexibility, allowing customers to choose exactly how much money they want to borrow and for how long. We do not force you into a borrowed fixed sum you might not need, or push you into paying interest for longer than what’s required.

Wonga Services

Our short-term loans are designed to help individuals to better manage their cash flow.

If you need a cash loan to carry you over for a short period, we're the right fit for you plus our loan application process is simple and super easy to understand.

Our short-term loan process

Applying for an instant loan is simple because our unique service is online from start to finish.

  • Step 1: Decide how much you need and when you’d like to repay it. Use the sliders on the homepage and decide exactly how much money you need and when suits you best to repay it. The online calculator will show the full cost of the loan in real-time, once you are happy click apply to proceed.
  • Step 2: Complete our online application form. You will be required to provide us with your personal information on our online application. This information will help us determine whether or not you qualify or a loan.
  • Step 3: Verification of your income. Upon your loan approved, next step, we will need to verify your income. We will need your most recent payslip or bank statement.
  • Step 4: Funds are transferred. We are hard at work behind the scenes to verify your income and ensure the money is transferred to your bank account. Repayments will be collected from your bank account on the scheduled due date. It's thus important to ensure the requi4red fund are available.

Wonga Product Details

  • Loan Type Payday loans
  • Loan Amount up to £4,000
  • Repayment 4 days to 3 months

Summary of Services

  • Easy online application
  • Flexible loan repayment terms
  • No hidden fees

At Wonga we make the loan process quick and easy

We offer short term loans for up to a month and we make our money-back only when our customers repay us quickly.

In addition, we do not continually extend a growing line of credit which some other lenders do. We simply do this because we are serious about our commitment to responsible lending.

We're committed to you

In a perfect world, no-one would need to borrow money, however, in reality, everybody has the occasional Wonga moment - those times in life where an urgent expense or purchase creep up at a really bad time. If you need some money to tide you through for a few days or weeks and you need it quickly.

Quick short-term solutions

We believe the best way to resolve a short-term cash flow challenge is by taking out a short-term solution even with bad credit. Whether it's the car that's just conked out, an urgent medical bill or you've just realised your wedding anniversary is coming up, with hours to spare. Don't despair, just Wonga it!

Our loan repayment terms are flexible

With Wonga.com you can save interest by repaying your short-term loan early. In the event that things go wrong, we're here to assist you in finding a solution. Best of all, there are no hidden fees. We are completely clear and transparent upfront before you decide to apply for a loan with us.

We are ready to help you contact us telephonically or via email, or check out the FAQ sections for more information.

Customer Reviews & Testimonials

November 2018

They provide flexible loans and packages that truly work.

Njabu T
— Johannesburg —

November 2018

Wonga was the best financial decision I made.

Caroline B
— Pretoria —

April 2019

Best services, best staff, best everything.

Nischay S
— Durban —

Wonga Contact Details

Physical Address

  • Wonga, 88 Crawford Street London Greater London W1H 2EJ United Kingdom
  • Get Directions

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday 08:00 – 13:00
  • Sunday – Closed