Rating based on 28 reviews



  • Personal loans up to £35,000
  • Low-interest up to 3.45%
  • Repayment up to 60 months

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Halifax homepage

Author Halifax. Screenshot of Halifax website. [Accessed September 4, 2019]

About Halifax

We’re about busting through the tough loan application systems! We’re about making your life easier.

Halifax is a financial services provider, providing quick, accessible assistance. We strive for simplicity.

Quick cash loans

Halifax can help you whether you need quick cash for home renovations, a new car, or some spending money for the holidays! We’ve got the solution for you. We offer personal loans based on your personal financial circumstances.

The benefits of our personal loans

Besides the fact that Halifax is a provider with a mission for simplicity, and ease we do have a few things that can make the borrowing process a whole lot easier for you. Because we can relate to our customers, and the everyday struggles of life, we realise how valuable time is, we also understand the importance of tactfulness as we know that the application process of a personal loan can become a very uneasy situation.

Halifax Services

We have an experienced team of people employed with us. Halifax staff are friendly, easy to talk to, and relatable.

The staff members of Halifax are all well-informed people who can help you with guidance through the whole process.

Affordable car loans

Halifax can offer you a chance to make your dreams a reality with personal loans or car loans of up to £50 000 with an APR ranging from 3.5%, and terms of between 1-7 years. This way you can manage your own finances.

We will help you save money too!

We have an easy to use online application function so that we can save you some time. This is quick and convenient to use. Should you prefer to do things the old school way, we cater for that too! You can apply in a store, or telephonically. We allow our customers to make additional payments without adding extra charges. Fixed monthly payments will be taken via debit order, making it less stressful for you.

Halifax Product Details

  • Loan Type Personal loans
  • Interest Rate 3.45%
  • Loan Amount up to £35,000
  • Repayment 12 months to 60 months
  • Decision 5 days

Summary of Services

  • Personalised quote in only 1 minute
  • Repayment holidays
  • Monthly payments are fixed

At Halifax we make lending simple and fast

It’s quite simple; we would require a few basic things from you in order for you to start the application process.

Most people will meet the criteria asked by Halifax. In order to join Halifax, you need to a permanent UK resident older than the age of 18. You will also be required to be permanently employed. If you have been declined for credit within the last month, or have a history of a bad credit record you won’t be able to apply for a Halifax personal loan. Halifax will gladly assist existing, and new customers. We welcome everyone!

What else does Halifax have to offer?

We know that life can be very unpredictable. Sometimes you get thrown with curveballs you never saw coming. In those times of urgency, we want to be there, that’s why we’ve decided to add a few more things to list of Halifax financial services. With that being said, we have such a vast selection of services to render that you won’t ever have to use anyone else - making it so much easier for you to keep track of your finances.

A range of financial services

Halifax can help with everyday banking, mortgages, car financing, and insurance options for when the unpredictable things pop up unexpectedly blowing you off of your feet.

No one can tell what may happen in the future, but Halifax can help you to be secured, and prepared for when disaster strikes! We also offer investment options for those who want to secure a good life, after retirement. Halifax invites you to join us on the journey of a lifetime. With Halifax, you can determine your own financial well being.

We also provide online services

Once you feel confident enough you can make use of our easy online calculator this function will give the perfect guideline, this way you will be able to see what loan amount you can qualify for, what the monthly instalment will be, and also what the interest rate will be. This gives you the ability to plan and budget ahead. We like to keep things simplified. We don’t add unnecessary procedures; we’d rather eliminate any added stress. Halifax is a punctual provider, whom you can rely on.

Customer Reviews & Testimonials

December 2019

Thanks to Halifax, I was able to come out of really bad times.

Mason H
— Bristol —

June 2019

I already had a bank account at Halifax, which allowed me to get a large sum for the loan. Having the account really paid off.

Brett H
— Liverpool —

June 2019

I consolidated my debts and it has made my life easier.

Jade T
— London —

Halifax Contact Details

Contact Number


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Physical Address

Opening Hours

  • Monday Open – 24 Hours
  • Tuesday Open – 24 Hours
  • Wednesday Open – 24 Hours
  • Thursday Open – 24 Hours
  • Friday Open – 24 Hours
  • Saturday Open – 24 Hours
  • Sunday Open – 24 Hours