Rating based on 9 reviews

Royal Bank of Scotland


  • Personal loans up to £35,000
  • Low-interest starting from 3.9%
  • Repayment up to 7 years

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Royal Bank of Scotland homepage

Author Royal Bank of Scotland. Screenshot of Royal Bank of Scotland website. [Accessed September 4, 2019]

About Royal Bank of Scotland

We’re a financial services provider looking out for you.

We have your best interests at heart. Looking to buy a new car? Perhaps you need some cash to consolidate debts; maybe you need a well deserved holiday. We can help you whatever the purpose of your personal loan may be.

We simplify things for you

Royal Bank knows how stressful loan applications can be, that’s why we want to make it as simple as possible for you. We work innovatively to reduce the stress factor, and discomforts involved. Royal Bank has vast set skills, and a substantial amount of experience so would be able to feel at ease when joining us.

Why take a Royal Bank loan?

We urge our customers to take personal loans with us because we are confident enough to say that we can offer you products, and services that other financial providers can’t. We’ve dedicated ourselves to our customers; we look at all the aspects involved when helping our customers with personal loans.

Royal Bank of Scotland Services

Royal Bank can offer you a loan customised to your needs, to suit you as an individual.

Not one person has an identical need, that’s why we stand out. We cater to you as a person, we see you on a more personal level instead of seeing you as a number in the statistics.

Our loan options

At Royal Bank, you can get a quick cash loan ranging from £1000 up to £50 000! So whether your financial need is small or large we can assist. These loans can be taken over term periods of 1-10 years, giving you peace of mind as you would be able to plan, and budget ahead. No more unpleasant surprises. We also offer fixed terms, with fixed monthly repayments.

The world as we know is changing rapidly

Everyday technology is getting more, and more advanced. Everything is done online nowadays; people just don’t have the time to wait in endless lines. No one wants to fill in tons of paperwork or wait for weeks to see if the application has been successful. That’s why we joined in; we too are now a tech-savvy modern age provider!

Royal Bank of Scotland Product Details

  • Loan Type Personal loans
  • Interest Rate from 3.9%
  • Loan Amount up to £35,000
  • Repayment 1 year to 7 years

Summary of Services

  • No extra fee for overpayment
  • Immediate online decision
  • Loan can be repaid in full anytime

We are dedicated to covering your financial needs

Although we’ve placed a lot of focus on the loan part of things, we would also like to make you aware of the fact that we have other products to offer as well.

Because we know how people differ, and how the financial needs differ we’ve dedicated ourselves to the fact that our customers need more. Mortgages are big deal products as this could be the start of the rest of your life, and we can proudly be a part of that!

The insurance plan

Amongst some of the other services we also offer insurances for when the sudden wrath of life hits without warning. Having a good insurance plan can help you live your life with ease. Join Royal Bank today, let us treat you royally.

Affordable interest rates

Royal Bank is very aware of how the word “interest” can make one jumpy, that’s why we decide to keep our APR rates as low as we possibly can. With APR starting from as little as 3.4% we know we can make you a great offer. The loans, interest, and repayment terms will ultimately be determined by your personal financial circumstances.

Finance guidance tools

Royal Bank has incorporated the online calculator, this function is great to use as a guidance tool. It will show you what loan amount you can expect, what repayment term it will have, and what the interest will be. This way you will always have peace of mind, as you won’t ever get unexpected surprises.

Apply for your personal loan today

Check our simple user-friendly online application system. This application will take but a few minutes out of your day, you won’t have to worry about any paperwork or long waiting lines. It’s simple, efficient, and productive. Our online application function has been very successful. You can have a response within only a few minutes, and money paid into your account as quickly as the first following working day!

You can start that holiday, get a student loan, do the renovations, and get married within a blink of an eye. Don’t waste more time, get your loan today.

Customer Reviews & Testimonials

March 2019

I could review my finances, it was extremely helpful!

Carrie S
— Manchester —

January 2019

My situation changed so much and this happened after I used their services!

Sally T
— London —

Royal Bank of Scotland Contact Details

Contact Number


  • not available


Physical Address

  • Admiralty Arch, 49 Charing Cross Rd, Westminster, London England SW1A 2DX, UK United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 16:45
  • Tuesday 09:00 – 16:45
  • Wednesday 10:00 – 16:45
  • Thursday 09:00 – 16:45
  • Friday 09:00 – 16:45
  • Saturday – Closed
  • Sunday – Closed