Rating based on 44 reviews



  • Personal loans up to £25,000
  • Low-interest starting from 3.0%
  • Repayment up to 5 years

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Santander homepage

Author Santander. Screenshot of Santander website. [Accessed September 4, 2019]

About Santander

We're a large retail and commercial bank; we’re based in the UK. We are subsidiary of the bank Banco Santander.

That being said, we are a widely popular, and well known financial services provider. We currently have 14milion active customers making use of our excellent services. We’re a large customer-focused bank, who is competing with the four big UK banks. We are well established in the UK, thus giving you our customer peace of mind.

What do we want for you?

We want to see our customers, and their businesses prosper with the help of an affordable business loan. Our mission is to be the best retail and commercial bank so that we can earn the lasting loyalty of our clients by providing superb services. We do things with simplicity, fairly, and personally.

Loans for everyday needs

We have a phenomenal team of employees with loads of experience and, knowledge to assist you with your everyday financial needs. Our staff is friendly, easy to talk to, and sufficient. We don’t like wasting time; we do things swiftly and to the point. Money problems can get out of control so rapidly, and we can relate to this all too well, that’s why it is so necessary for us to make our customers happy by supplying them with real, honest, and kind service.

Santander Services

Santander offers different loan types. We know that everyone is different, and everyone has their own distinct needs.

The personal loans are exactly that – personal. These loans can be used as you wish. You can use it to consolidate current debt, purchase a car, special occasions, or education whatever it is, it is your loan your choice.

How does it work?

Whether you want to drive in style, get married on the beach, or open up your own business we want to help you make those dreams a reality. With loans starting from £1000 up to £25 000! We can make a huge difference in your life (to apply for loans more than £20 000.00 you have to be a Santander customer).

The lowest interest rates

We offer low APR rates ranging from 3.0% for existing, and new customers. The low rates we offer makes it so much easier for you to plan a proper financial future. The amount you borrow, together with the monthly instalment, and interest rate payable will be determined by your personal credit assessment.

Santander Product Details

  • Loan Type Personal loans
  • Interest Rate 3.0 – 24.9% p/a
  • Loan Amount up to £25,000
  • Repayment 12 months to 5 years

Summary of Services

  • Immediate decisions
  • Large loan amounts for members
  • Low interest rates

Our quick, reliable service

Santander has a quick online application process; this application takes but a few minutes.

Once the application has been completed the normal response time should be within a few minutes! It’s really that easy.

A stress-free loan process

When the application is approved we send our clients a loan agreement via post, these documents need to be signed and sent back. The money normally gets paid into your account within 24 hours of us receiving the signed agreement. The whole process is very easy, and stress-free.

Santander and its multitude of services

Santander also has insurance options, to help you when the unforeseen things in life happen, we know it’s not easy to be prepared all the time, therefore, we thought it would be a great idea to make this one of our offers. For long term growth, we have investment offers, this might take time but it will always work for your benefit, creating a better financial future with a student loan and maybe even a nest egg.

A variety of options

Mortgages and saving options are two more things you can look at, whether you’re buying your first home to start your own family, or if you’re saving for your special day Santander can make it so much easier. Santander also offers credit cards, as well as current account options. With the above mentioned, we would like to end this by inviting you to make use of the vast selection of services we have to offer. Santander wants to be your financial partner.

Customer Reviews & Testimonials

February 2019

I am really fond of their debt consolidation service, it has changed my life; for the good.

Tyra H
— Glasgow —

January 2019

I was able to improve my financial situation because of Santander and I am very grateful.

Derek C
— London —

February 2018

Seeking Santander was the best decision I made! It was definitely worth it.

Mary S
— Edinburgh —

Santander Contact Details

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday 09:00 – 14:00
  • Sunday – Closed