Rating based on 13 reviews

Lending Stream


  • Short-term loans up to £1,500
  • Low-interest up to 1333%
  • Repayment up to 6 months

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Lending Stream homepage

Author Lending Stream. Screenshot of Lending Stream website. [Accessed September 4, 2019]

About Lending Stream

Lending Stream gives you fast cash for life’s hiccups

When you’re in a bit of a financial pickle, getting a short-term loan might not be such a bad idea. In fact, it could be exactly what you need in order to cover your shortfall and allow you to meet whatever unplanned expenses life has thrown at you.

Convenient and affordable loans

Whether it be your car breaking down, an emergency home renovation or any other bills that you weren’t expecting, getting the right loan can make the situation much more manageable and most importantly, less stressful.

We simplify the loan process

Since 2008, we’ve been helping ordinary people all over the UK get the financial assistance they are looking for with a lot more convenience. Unlike your conventional financial institutions like banks, we take the worry and complexity out of getting a loan, replacing that with fast, simple and straightforward. We’re a direct lender that truly cares about our customers and we do what we can when we can. That’s a promise.

Lending Stream Services

Every good relationship is built on trust- this is the philosophy we stand by when it comes to you, our customer.

We take our role in providing financial assistance to those who need it seriously. Our highly-skilled, professional and friendly customer service team is here to make the short-term loan process a lot smoother for you.

Get cash really, really fast

We’ll answer all your questions and walk you through your application process, all with a smile because we understand that you deserve to be treated with the best customer care and we make sure to deliver. You need money fast; we understand this. Which is why we strive to send your approved cash to your bank account within 90 seconds! Like the saying goes: time is money, and we don’t waste either.

Who can apply?

To apply, you need to ensure that you have an active bank account with a valid debit card. Plus, you must be at least 18 years old, a UK resident, and be employed earning a monthly income of at least £400.

Lending Stream Product Details

  • Loan Type Short-term loans
  • Interest Rate 1333%
  • Loan Amount up to £1,500
  • Repayment 30 days to 6 months
  • Decision 90 seconds

Summary of Services

  • Simple online application
  • Receive your money in 90 seconds
  • Bad credit is not a problem

With Lending Stream it is easy and convenient to apply for a short-term loan

There are two ways to apply: on our website and through our easy to use app.

Whichever method you use, you will be able to apply for your loan easily without any hassle. Select the amount you want then fill in your personal, banking and employment details which can be done in a few minutes. There are no fees for applying.

Concerned about bad credit?

When we receive your application, we look at more than just your bad credit history; after all, you are more than just your credit history. We prefer a more holistic approach in our assessment of you so that we can establish your affordability for a loan.

First-time customers

First-time customers can borrow from £50 to £800 while existing customers can apply for up to a total of £1500.

Our handy app lets you stay in control

Download our app for free and keep track of your loan whenever you want, wherever you want. Simply log in and you’re able to see your loan status and how much you still need to repay. Furthermore, you can also make payments. You can do all this effortlessly in the palm of your hand.

Customer Reviews & Testimonials

May 2019

The online application was non complicated and easy to understand

Ivy M
— York —

June 2019

I heard about them from a friend. Friendly staff and very efficient.

Jessica B
— Perth —

Lending Stream Contact Details

Contact Number


  • not available


Physical Address

Postal Address

  • Lending Stream, PO Box 10756, LEICESTER, LE3 4GX , United Kingdom

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday – Closed
  • Sunday – Closed