Rating based on 51 reviews



  • Short-term loans up to £1,500
  • Low-interest starting from 939.5%
  • Repayment up to 6 months

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Author MoneyBoat. Screenshot of MoneyBoat website. [Accessed September 4, 2019]

About MoneyBoat

Stay afloat with a Moneyboat short-term loan

Every once in a while, you might find yourself in need of some extra cash. Unexpected expenses tend to pop up when you least expect them and this usually means that you might not have the funds for those expenses.

Affordable short-term loans

Moneyboat helps you cover the gap by providing affordable short-term loans so that you can focus on other important things. As a UK based direct lender, we are strongly committed to helping the British public overcome their short-term financial difficulties one loan at a time.

We do this by offering loans that are straightforward, transparent and fair. We believe in lending responsibly and building a relationship of trust between us and our customers while giving you more control over your loan.

The benefits of a Moneyboat loan

We like to think of ourselves as being customer-centric because you- the customer- are our number one priority. Every customer is given our full attention and treated like the individual that they are, ensuring that we deliver on our promise to provide you with a personalised service that meets your needs and expectations. Our personal loans also carry very low-interest rates.

MoneyBoat Services

We have a world-class customer support service that offers personal and confidential support from beginning to end.

Whenever you need assistance on any matter or you have a question and need clarity on something, our highly skilled and friendly team will help you timeously and efficiently.

We’re open to borrowers with bad credit

Applicants who have bad credit can still apply for a Moneyboat loan. We’ll take the time to thoroughly assess your circumstances before we decide whether or not we can help you. Because we are responsible lenders, we will never put you in a position of disadvantage and will always do what is best for you.

We believe in being 100% transparent

As a result, we make it a point that you have access to all the necessary information you will need. What’s more, you can contact us anytime and one of our representatives will assist you. No need to worry about any hidden or added fees- we don’t like nasty surprises either!

So rest assured that the fee you agree to at the beginning of your loan will be the exact amount you’ll have to pay. You won’t be charged fees for applying nor will you be charged for early payment.

MoneyBoat Product Details

  • Loan Type Short-term loans
  • Interest Rate from 939.5%
  • Loan Amount up to £1,500
  • Repayment 2 months to 6 months

Summary of Services

  • No hidden fees
  • Quick access to funds
  • No middleman

We like to make things quick and easy

We do quick cash finance. If you are a first-time Moneyboat borrower, you can borrow from £200 to £800.

However, if you a returning customer, you can borrow up to £1500. Applying is straightforward and only takes a few minutes. Wherever possible, you can receive your funds in your account on the same day.

Lower daily interest rate

Compared to other UK short-term lenders, our daily interest rate of 0.7% is lower and therefore means that with us, you save. So why go anywhere else for your short-term borrowing needs?

Lengthy borrowing terms

You can take out a loan for up to 6 months, allowing you to make your repayments comfortably in manageable monthly instalments as opposed to one large sum in a short period of time. And in addition, because you can pay in instalments, you won’t have to overexert yourself for a temporary hiccup.

Late payments breather

If you start experiencing some difficulty with making your payments, you’ll have up to 3 days after your due date to make your repayment before we’ll charge you a late fee. This offers you some flexibility should you find yourself in a bit of a tight spot. However, if you think that you might not be able to make an upcoming payment, you’ll need to let us know as soon as possible so that we can help you find a solution. If you feel that debt is getting too much for you, talk to us about debt consolidation.

Customer Reviews & Testimonials

April 2019

I was able to buy the things I needed for my family with the loan Money Boat offered me

Jessica S
— London —

May 2019

I felt like a member of the company. MoneyBoat treats its' customers with care and they are loyal

Joshua J
— Norwich —

MoneyBoat Contact Details

Physical Address

Postal Address

  • 34 The Mall, High Street, Bromley, BR1 1TS, England

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed