Next Credit

Applying is simple and straightforward, allowing you to get through it with ease.

You’ll first need to let us know how much you want to borrow and over how long, then you will need to fill in our short application form. Once done, sit back and let us do the rest of the work. We’ll assess your online loan application and perform all the necessary checks to help us determine whether you can afford the loan or not.

Repay early whenever you wish

You have the option to repay your loan in full at any time with no penalty fees, saving you money as you will have less interest to pay. Simply log into your account and click on the make a payment button. Otherwise, you can call us and pay by card over the phone or make a direct payment into our bank account.

If you think you won’t be able to make your payment on the due date, contact us immediately so we can help you with a way forward. We understand that circumstances may change and you may not have control over it, so let us help you find a solution.

Changed your mind?

You can choose to withdraw from the agreement if you wish without reason, provided that it is done within a certain period.

Who qualifies for a Nextcredit short-term loan?

To qualify for our loan, you firstly need to be a UK citizen and be permanently employed – if you are self-employed, that’s fine as well. You also need to have an active UK bank account and a valid debit card.

So the next time you need a short-term loan, look no further than Next Credit.