Rating based on 35 reviews



  • Short-term loans up to £1,000
  • Low-interest starting from 1255%
  • Repayment up to 12 months

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Peachy homepage

Author Peachy. Screenshot of Peachy website. [Accessed September 4, 2019]

About Peachy

For all those unexpected life moments that hit you out of nowhere, our short-term loans will help you get the help you need, fast and hassle-free.

During those times when you’re strapped for cash and you don’t know where you’re going to get it, that can be really frustrating, not to mention stressful.

Tailor-made loans

We’re a direct lender dedicated to providing our customers with personalised short-term loans. We understand that one size can never fit all (at least not when it comes to financial solutions) which is why our loans are tailor-made to suit your individual needs, whatever they may be.

Flexible finance solutions

Our aim is to become recognised as the UK’s most flexible lender, giving so many people the opportunity to access financial assistance when they really need it. To us, it’s not a privilege. It’s a must.

Peachy Services

Make your application on any platform and device in the comfort of your own home.

Our application form is designed to be completed with no hassle. Once you have completed all the required fields, we’ll take only a few seconds to process your information.

We aim for the shortest waiting-time for you

We’re a lender who understands that waiting is not always an option for you- sometimes you need cash fast. So because of this, we always strive to get you your money as soon as possible, sometimes as quick as 15 minutes! In some instances, we might need to get one of our customer services agents to call you to get some more details from you just to make sure that we have everything we need to know. Once you are approved, your money will be transferred into your bank account.

Count on us

Remember, our goal is to make life a little easier for you during difficult times. So when life gives you lemons, sweeten it up with a peach instead!

Peachy Product Details

  • Loan Type Short-term loans
  • Interest Rate from 1255%
  • Loan Amount up to £1,000
  • Repayment 1 month to 12 months
  • Decision 1 hour

Summary of Services

  • Approvals are instant
  • Simple online application
  • Loan terms and loan amounts are flexible

We aim to make loans uncomplicated

We’ve made the process simple and straightforward, giving you more flexibility. While you are applying for a personal loan, you’ll be able to select the length of the loan as well as the total number of repayments you want to make to pay it off.

We use CPA (Continuous Payment Authority) - which you can cancel at any time if you wish- for collecting your repayments on your chosen due date. Leading up to your due date, we’ll send you an email just to serve as a reminder for you.

How much can you borrow?

Get a flexible short-term loan starting from £100 to £1,000 and pay it off over a period of 1-12 months. No hidden fees to worry about. Forget those horrible hidden fees that creep up on you when you least expect it. We don’t do hidden fees. Not now, not ever. Our home loans range from £20 000 to £500 000.

Missed payment solutions

If you think you might not be able to make a repayment on time, you’ll need to let us know as soon as possible so that we can help you determine a way forward. If you do actually miss your due date, we’ll give you the opportunity to make full payment by the following day, failure to which we will charge a £15 missed payment fee.

Are you eligible for a Peachy short-term loan?

Our loans are best suited for you if you are: a UK resident with a valid email address and cell phone, you have a UK bank or building society account and a valid debit card, your regular monthly income is £600 and above, you haven’t had a CCJ in the last 6 years and you’re at least 18 years old.

Customer Reviews & Testimonials

March 2019

Peachy assisted me when every company was turning me down

Amber C
— Scottish —

May 2019

My monthly instalments fees were reasonable. Thank you for the affordable repayments

Alice M
— Norwich —

June 2019

I always wanted to start a logistics company. Whereby I will hire the trucks to companies. Thank you to Peachy for helping me with a short term loan. I must say the business is running well

Chloe H
— London —

Peachy Contact Details

Physical Address

Opening Hours

  • Monday 09:00 – 15:00
  • Tuesday 09:00 – 15:00
  • Wednesday 09:00 – 15:00
  • Thursday 09:00 – 15:00
  • Friday 09:00 – 15:00
  • Saturday – Closed
  • Sunday – Closed