Rating based on 25 reviews

Amigo Loans Ltd


  • Vehicle finance up to £10,000
  • Low-interest up to 49.9%
  • Repayment up to 60 months

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Amigo Loans Ltd homepage

Author Amigo Loans Ltd. Screenshot of Amigo Loans Ltd website. [Accessed September 4, 2019]

About Amigo Loans Ltd

There are simply no alternatives for our first-class vehicle finance in the UK unless you do not want stellar quality and affordability only a great Amigo would offer.

We have received an average of 5/5 stars from 20,000 of our customer's Trustpilot reviews. Also, we will send you the borrowed money in 24 hours, you will own the car outright and we accept customers with CCJs and defaults.

Excellent benefits to our guarantor loans

Our car and personal loans range from £500 to £10,000 and from 12 to 60 months, and we lend with you directly, instead of through a broker. Please be sure to consult our loan calculator for a good general estimate of your loan options. While guarantor payments are usually made using direct debit, we also allow you to pay with your card, online, on the phone 24/7, or in cash at any of our 22,000 PayPoint locations.

Interest is calculated daily

This means that literally any money you pay off, whether early or late, and however little, no longer accrues interest. Our loans are old-fashioned because they are based on trust, as we fight for the little amigo left behind for not having a credit score by mainstream banks and lenders.

Amigo Loans Ltd Services

Our transparency is basically translucent, as your customer satisfaction, through our brilliant customer service, is always our highest priority.

Amigo Loans Ltd, who allows you to borrow up to £100,000 with 4,99% variable APR for your new car, has already assisted over 10,000 customers to obtain vehicles with our guarantor vehicle loan.

Your Amigo's accolades, and proud to serve you

We have actually won over 30 awards in our industry for the last decade. Yes, really. Most recently, we have won the Moneynet Best Credit Builder Product award for 2014-2018, Acquisition International's Business Excellence Award for Guarantor Lender of the Year in 2017, and Consumer Credit Awards’ Best Guarantor Loan Provider for 2017.

Moving your payments and our privacy policy

Please consult our privacy policy and rules for moving your payments on our website. Additionally, we will ask for your consent before processing your information in order to market to you, and you have the right to ask us to remove your information if it is not necessary for us to keep it, by emailing us, and we will respond within 30 days. We use safeguards like data encryption and firewalls, which meet or exceed industry standards, to protect your data.

Amigo Loans Ltd Product Details

  • Loan Type Vehicle finance
  • Interest Rate 49.9%
  • Loan Amount up to £10,000
  • Repayment 12 months to 60 months

Summary of Services

  • Car Loans
  • Easy Cash Loans
  • Guarantor Loans

The only vehicle financier on which you can truly rely

We never take shortcuts when it comes to making your vehicle finance journey as fantastic as the provided vehicle finance in the UK itself.

You will not be levied by us any online loan application, early repayment, or late payment fees or charges. Additionally, the Amigo Loans Ltd guarantor loan's APR is about a 30th of a payday loan, and are one of the cheapest choices for a £500-£10,000 loan with bad credit on price comparison sites.

Promises we keep everyday

We only collect your payments from direct debit or cards if we have your consent, to respect your request, if reasonable, on how or when we contact you, to only contact you when necessary for discussing the best solution for you, and to give you an advanced warning before taking any pertinent action.

Also, we promise to never charge you for phone calls, texts, letters or any of our work on your case, as well as to never repossess or force you to sell your house to repay any long or short-term loans.

Very reasonable top-up loans for your vehicle finance in the UK

Available to you is the option to top up your loan, which will pay off your existing loan with a new one, so be sure to download our free app, phone us or make an application, to see if you qualify for a top-up. Our website also allows you to roughly gauge your monthly and total payment amounts for the top-up loan based on the amount and length of time you input.

Also, if you consult your online account, or text 'STATEMENT' to us whenever you want, we will send you your current balance. You can either change to a new guarantor or keep the old one for the new top-up loan, as long as they are aged 18-75 and have a UK address, a good credit score and payment history, and the money to potentially pay on your behalf.

Going the extra mile for our amigo and yours

If you recommend us to a friend and they take out a car loan with us, we will give you 10%, maximum £500, of what they lend, and you can do this for more than one friend. To do this, just enter your email address on our website, and we will send you a link for your friend. Amigo Loans Ltd is so obviously an exemplar of vehicle finance in the UK.

Customer Reviews & Testimonials

April 2019

Cheaper and affordable car loans

Lucas W
— Glasgow —

May 2019

I was able to get my second hand car with the car loans I receive from Amigo

Violet C
— Manchester —

June 2019

I was happy with the service I receive in the branch

Jessica C
— Glasgow —

Amigo Loans Ltd Contact Details

Contact Number


  • not available


Physical Address

  • 118-128 Commercial Rd Bournemouth England BH2 5LT United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 18:00
  • Tuesday 09:00 – 18:00
  • Wednesday 09:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 17:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed