Rating based on 49 reviews

Loans for Bad Credit offered by Barclays

Updated

  • Loans for Bad Credit up to £50,000
  • Repayment up to 60 months

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Barclays homepage

Author Barclays. Screenshot of Barclays website. [Accessed September 4, 2019]

About Barclays

Over the years Barclays has proven to be UK’s favourite bank.

We know money and you know what you need to work together with us so that we can help you to get what you need.

Online all the time

Barclays embraces technology wholeheartedly in order to improve our application process and your overall banking experience. At Barclays we allow our customers to apply for Barclay’s loan online with a few simple clicks. You can also track your loan balance and access your banking accounts. This allows you to access your accounts anywhere, anytime in a secure manner. With Barclays, you can bank faster and smarter.

Barclays services and products

Barclay’s offers a variety of services from personal loans to mortgages and insurance. We can help to find the perfect solution for you. We are different from other lenders in that we show you your rate upfront, offer fixed payments for easier budgeting and allow you to get your money straight away if your application has been approved.

Barclays Services

Time is precious so do not waste a moment.

If you want to upgrade your kitchen or go on that vacation then today is the day. Barclays offers personal loans ranging from £1000 to £50,000 payable over one to five years depending on the amount borrowed.

Easy money, easy wheels

Getting a car is an exciting part of anyone’s life. It can also be an expensive endeavour. Whether you want to buy a brand new car, a secondhand one or simply perform repairs on your current vehicle, Barclays has an option for you. With our car loans, you can borrow up to £50,000 and pay it back over a period that you can afford. Once the cash is in your account you need only worry about which colour you prefer.

Borrowing is easy with Barclays

If you feel that a loan is not the best option for you, Barclays has a series of other options available to you that might tickle your fancy. Whether you are considering an overdraft or a credit card, we can point you in the right direction.

Barclays Product Details

  • Loan Type Loans for Bad Credit
  • Loan Amount up to £50,000
  • Repayment 24 months to 60 months

Summary of Services

  • Easy Cash Loans
  • Bad Credit Loans
  • Overdrafts
  • Credit Card Solutions

Borrowing money has never been easier with Barclays

An overdraft is a good short term solution for small unexpected bills such as a vehicle repair bill. Overdrafts allow you to draw additional money from your account from up to £100 to £5000 limits.

If you go over your stipulated amount you could incur higher fees and interest rates. It is important to find out exactly how an overdraft works before applying for one. If you have a bad credit history it is better to speak with a financial advisor at your bank than continue to rely on overdrafts.

Credit cards can be the solution

Credit cards are perfect for everyday spending, improving credit rating and balance transfers. There are a variety of credit cards each with their own limit and interest rates; the type of card that you can gain access to will depend on your current financial circumstances. Credit cards are good for short term purchases but not for long term needs. It is best to pay off your balance quickly and in full every month in order to avoid interest from accumulating.

Our service is free

We treat each customer as an individual meaning that we will work out a unique quote for each of our clients. You can also make use of our online loan calculator to get an idea of what your repayments could look like prior to completing an application. This is completely free and will not affect your credit rating at all.

Loan guidance and assistance

If you are uncertain about your eligibility or how our various loans options work then you can contact us telephonically, via video call or visit us at your nearest Barclay’s branch. Our customer service teams are well trained and have excellent expertise in the field to offer you the best advice available.

In order to apply for a loan with us, you need to be at least eighteen and a resident of the UK with Barclay’s current account. If you meet these criteria then you can apply and we will get the ball on the roll.

Customer Reviews & Testimonials

August 2018

Thank you Barclays I was able to build my credit status and credit score went up with your credit card

Taylor R
— Bath —

June 2019

Thanks to Barclays for considering though I had a bad credit

Mathew S
— Oxford —

February 2019

I could not believe when I received cash in my bank account within one day.

Kelly B
— London —

Barclays Contact Details

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed