Rating based on 35 reviews

Citrus Loans


  • Loans bad credit up to £25,000
  • Low-interest starting from 9.9%
  • Repayment up to 5 years

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Citrus Loans homepage

Author Citrus Loans. Screenshot of Citrus Loans website. [Accessed September 4, 2019]

About Citrus Loans

Sometimes things can go south which means that you need a pick-me-up to get you back onto the right track.

Citrus Loans is a credit broker meaning that we can do all the running around in order to assess your profile against our registered lenders to find a lender that suits your bad credit needs best.

Why Citrus is good for you

Citrus Loans was established in 2010 and we receive thousands of applications weekly from customers of all credit backgrounds. The Citrus team is dedicated and will find a personalized solution for your needs as a borrower from one of the lenders on our panel. The best part of all is that we do not charge any fees for our services and we are able to process applications quickly to allow for faster decision making.

Can I apply for a loan?

We welcome applications from customers who are eighteen and older who are currently residing in the UK. We take pride in that we are able to help customers who were previously rejected for loan applications.

Citrus Loans Services

Sometimes life will hand you lemons and you do not know what to do with them.

Whether your kitchen needs retiling, you want to purchase a new television or you want to go on that luxurious vacation you’ve always dreamed of – Citrus can find the right lender for you.

What types of loans can Citrus access?

Citrus’ panel of lenders offers a variety of unsecured personal loans which can payout up to £25 000 with a repayment period between twelve months to five years. Unsecured loans come at a higher risk for the lender as these loans are not secured against an asset. These lenders also offer loan options to borrowers with less than perfect credit such as guarantor loans.

Quick online applications

Simply complete our online loan application and we will forward your application to our panel of lenders and you will receive a rapid response. Once you are approved, the lender might contact you for additional information but the money can be paid into your account in as little as four hours.

Citrus Loans Product Details

  • Loan Type Loans bad credit
  • Interest Rate from 9.9%
  • Loan Amount up to £25,000
  • Repayment 12 months to 5 years

Summary of Services

  • Loan application will not affect your credit score
  • Loan comparison services are free
  • Multiple quotes on one application

Citrus will find just the right loan for you

If you do not want to take out a loan and your credit record is not up to standard, perhaps it would be better suited for you to consider a credit card.

The loans that you can apply for can be used for whatever your heart desires. You know what you need and we are here to help you get exactly that.

Unsecured loans versus guarantor loans

An unsecured loan is not supported by an asset and is based entirely upon your credit score. For those with less than perfect credit scores, guarantor loans could be the option provided as an alternative to an unsecured loan.

Guarantor loans use a friend or family member as a form of security in which the chosen guarantor agrees to make payments on the behalf of the borrower should they find themselves in a position where they are unable to meet the monthly repayments themselves.

Credit at your fingertips with the swipe of a card

Credit cards are useful not only for paying for minimal expenses or making smaller purchases but are also useful for improving your credit rating if you stay within your credit limit and continue to repay the balance in full. Citrus can check your eligibility for a credit card with a simple application.

Fresh starts with fresh ideas

Life is busy and we often struggle to find the time or money to do the things that we have always wanted to do. We are telling you that the time is now! Apply for a loan with Citrus and we will give you the best options from our panel of lenders while you get to buying swimsuits for that vacation or paint for that home improvement. We are all about helping you today – because you cannot buy back time.

Customer Reviews & Testimonials

March 2019

I had multiple accounts. I gotten to where point where I could not control them. Thanks to Citrus Loans for offering me loan despite my bad credit status

Amber M
— Aberdeen —

April 2019

I was happy about the customer service of Citrus Loans. The consultant were very patient and helpful

Anne S
— Bristol —

October 2018

The staff was very informative

Liam N
— Cardiff —

Citrus Loans Contact Details

Physical Address

  • Unit 1, Castle Court 2, Castlegate Way Dudley West Midlands DY1 4RH United Kingdom
  • Get Directions

Postal Address

  • PO BOX 15799, Solihull, B93 3GA

Opening Hours

  • Monday 09:00 – 19:00
  • Tuesday 09:00 – 19:00
  • Wednesday 09:00 – 19:00
  • Thursday 09:00 – 19:00
  • Friday 09:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed