Rating based on 23 reviews

Aspire Money


  • Loans bad credit up to £25,000
  • Low-interest starting from 49.9%
  • Repayment up to 5 years

In-page navigation

Aspire Money homepage

Author Aspire Money. Screenshot of Aspire Money website. [Accessed September 4, 2019]

About Aspire Money

At Aspire Money we want to help make our customers' dreams become a reality which is why it is our aspiration to help you.

We are a credit broker, not a direct lender, which means that we are responsible for doing the shopping for you. All you have to do is apply and we will do the footwork.

We are different from other brokers

Aspire Money has been a part of the money solutions game since 2010 and has since helped thousands of UK citizens, all from different credit backgrounds, to fund their dreams. We make applying for a loan a simple process because we work with an extensive panel of trusted lenders. The Aspire team is made up of an experienced group of consultants ready to help you.

Quick online loans

No matter what your financial circumstances are, we can find an option for you. With no fees and a fast application process, you can receive efficient feedback about the outcome of your bad credit loan. If your application is approved you can have the funds in your account within the same day.

Aspire Money Services

We will handle all the nitty-gritty and find the loan that can make your dreams come true.

Our lenders offer a variety of loans, including business loans ranging from £500 to £25,000 repayable over a period from one to five years at competitive interest rates.

Will I require a guarantor?

Depending on the lender that offers you a loan, you might be required to use a guarantor. If you have a bad credit record then using a guarantor can give you access to lower interest rates due to the reduced risk. A guarantor agrees to make repayments on the borrower’s behalf should the borrower find themselves in a position where they are unable to do so themselves.

With us, your aspirations can come true!

We aspire to make our customers lives easier. This is why we are all about efficiency and friendly service. Sometimes you just need a push in the right direction and our team is fully equipped to do that. Whether you want to renovate your home, finance a new vehicle or get your current debts under control – we can help find the right lender for you.

Aspire Money Product Details

  • Loan Type Loans bad credit
  • Interest Rate from 49.9%
  • Loan Amount up to £25,000
  • Repayment 12 months to 5 years

Summary of Services

  • Simple online application
  • Able to choose a loan that suits you
  • Loan quotes from different lenders

Let us help you with your financial problems

At Aspire Money we understand that finding the right lender can be daunting especially if you do not understand the lingo that is being tossed at you.

Our teams of consultants are at the ready to answer any and all of your questions. We want you to make the right choice and better-informed customers make better financial decisions.

Unsecured loans for bad credit

Unsecured loans offer vast flexibility for the borrower because they can be used for a wide variety of purposes. An unsecured loan is not secured against your home or other assets but, if you are a homeowner, you could be eligible for better interest rates on your loan. Unsecured loans can also be used for debt consolidation purposes.

Does it matter whether I am a homeowner or a tenant?

Homeowners are regarded as low-risk borrowers because they have greater stability. This gives them access to larger personal loan amounts payable over longer periods at a lower interest rate. A tenant is considered a high-risk borrower and may only qualify for smaller unsecured loan amounts with shorter repayment periods and a higher interest rate.

Get a handle on your debts today

As we mentioned before, unsecured loans can be used for a variety of purposes. One of these purposes is for debt consolidation. If you have multiple credit card debts looming over you a debt consolidation loan will allow you to pay off your multiple outstanding balances and you will only have to pay one debt instead. This way you only accrue interest on a single debt instead of many saving you money.

Customer Reviews & Testimonials

April 2019

Their charges are low and their loans are affordable

Lilly D
— Dundee —

April 2019

Very fast and excellent service

Branden L
— York —

Aspire Money Contact Details

Physical Address

Postal Address

  • PO BOX 15799, Solihull, B93 3GA, United Kingdom

Opening Hours

  • Monday 08:00 – 21:00
  • Tuesday 08:00 – 21:00
  • Wednesday 08:00 – 21:00
  • Thursday 08:00 – 21:00
  • Friday 08:00 – 21:00
  • Saturday 10:00 – 14:00
  • Sunday – Closed