Rating based on 27 reviews

Swift Money


  • Loans bad credit up to £3,500
  • Low-interest up to 91%
  • Repayment up to 24 months

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Swift Money homepage

Author Swift Money. Screenshot of Swift Money website. [Accessed September 12, 2019]

About Swift Money

We are an authorised credit broker in the UK that has been in operation since 2011.

We owe our success to transparency, efficient service, affordable rates and approval speed.

Why choose us?

One of our main objectives is to make sure we save you from all the inconvenience involved while searching and applying for a short-term loan with lenders. Our lenders and services adhere to the Financial Conduct Authority FCA laws and regulations also we follow the guidelines of Treating Customers Fairly (TCF).

Quick short-term loans

We offer you up to £1000 short-term loan with a 97% approval rating, our lenders trust us and our process, also making easy for them to trust you with their money. Also, we are a member of the BCCA.

Swift Money Services

Excellence on our online platforms is very intentional to the services that we offer you.

The swift development team have put in the work to create a user-friendly, secure and reliable website.

Reliable online tools

The following are features are important to make navigation on our website easy. Sliders, simple application form and visible labels to show how much is paid at the end of the short loan period.

Quick loan payouts

The traditional application of loans at banks and financial institution require customers to state what they will use the personal loan funds for, that is supposed to help the loan application. We don’t when customers get the loan approved they use it for numerous thing. From rentals, medical expenses, car repair bills and so on. This services that we offer you is available 24/7; you can access the full features of our services at any time from anywhere.

Swift Money Product Details

  • Loan Type Loans bad credit
  • Interest Rate 91%
  • Loan Amount up to £3,500
  • Repayment 1 month to 24 months

Summary of Services

  • Online application
  • Loan decision is instant
  • Monthly repayments are flexible

You'll feel safe with our friendly and secure user-experience

The Swift Process is simple.

The opportunities with us are incredible and the benefits are enormous but it all starts with the following steps

1. Fill the application form online

Our online platform is our online office allowing you to sit in the comfort of your home to apply for a payday loan. Fill the application forms online, they are all easy to access information that is required not vague or hazy. The information provided is very secure and the Data Protection Act we need to.

2. Forward your application

We forward your application to over 20 payday lenders in the UK; remember we are a broker, not a lender. So, once the lender gets your application a decision will be made with the information provided on the application, hence we advise you to put in the correct information in the forms to allow easy decision from lenders. Once decided on an email is sent through to you.

3. Receive the loan contract

On success, the loan agreement will be automatically redirected to you. Please read carefully and understand the agreement before going any further.

4. Faster payment service

Once the lender receives your signed bad credit loan agreement, your loan will be in the process of dispatch. And depending on the option chosen the cash could reflect within 10 minutes if the instant cash deposit box was ticked. Outside that instant cash in option, the maximum period for money to reflect after approval is 3 working days, on which the customer can access the funds.

Improve your credit

Educational items have been made available to teach you more on topics like improving your credits and how to avoid bad credits etc.

We have a dedicated customer care team; they are always ready to help answer any questions and queries. Live chats, phone calls and via email are the various ways you can contact us for more view our support page.

Perhaps you are have decided to use our services, please ensure you do the following:

  • Fill in the form correctly information required
  • Make sure you request an amount that you can be tailored into your income
  • Read the loan agreements well etc.

Remember it’s as simple as apply online, instant decision and cash in the bank.

The swift benefits

We have benefits that show the well-tailored services we offer you, having in mind that customer’s happiness is paramount to our vision, goals and mission. Here are some of the benefits…

  • Strict data protection
  • FCA authorised
  • No fees
  • Instant decision
  • Online application
  • Available 24/7
  • No-obligation application
  • Best interest rate

Customer Reviews & Testimonials

July 2019

Early Approval regardless of my bad credit

Isabelle W
— York —

October 2018

What an amazing customer service I receive from Swift. This lender knows how to serve customers

Ruby P
— London —

Swift Money Contact Details

Contact Number


  • not available


Physical Address

  • 1-3 The Courtyard Calvin Street Bolton Lancashire BL1 8PB United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 20:00
  • Tuesday 09:00 – 20:00
  • Wednesday 09:00 – 20:00
  • Thursday 09:00 – 20:00
  • Friday 09:00 – 20:00
  • Saturday 09:00 – 20:00
  • Sunday 10:00 – 17:00