About Growth Street
Developing businesses can be misinterpreted by traditional capital providers.
We’re trying to change that. We think great businesses are battling to retrieve the working capital they need. Our mission is to give small and medium-sized enterprises (SME's) the tools to develop.
Why Growth Street was started
We think great businesses can find it hard to access the capital they need to develop. We built our flagship loaning product. GrowthLine, to try and help fix this. But we’re not stopping there. We’re building a suite of tools to help you with imperative tasks- like forecasting and refining your cash flow. We want to provide instant finance, tools and community to drive your victory.
We’re growing our business too
At Growth Street, we're a bright, driven and friendly team. The whole company aligned around our core mission: to give businesses the tools to develop. Determined businesses use GrowthLine to handle working capital and cash flow. Businesses of all shapes and sizes have working money tied up in assets. GrowthLine helps you unlock this capital and put them to work.
Growth Street Services
This means that subject to borrower repayments, investors should have to wait a minimum of 30 days from giving the notice to retreat all the money they have invested.
Lenders are free to repay at any time, so in many cases loans may be repaid before the end of the 30-day period. There are two scenarios where an investors capital may not be attainable within 30 days.
Who am I investing in
Through the Growth Street platform, you'll be loaning to UK businesses as a credit union. Using capital lent cut by investors through our marketplace, we provide these businesses with a line of credit that's designed to help with their extended working capital needs.
Why should you trust us?
Each Growth Street lender is entailed to provide regular, direct access to in-depth business and financial data, both at the time of application and regularly throughout the time, they have a GrowthLine. This data includes management reports, bank activity and in many cases straight, access to cloud accounting data.
Growth Street Product Details
- Loan Type Business loans
Summary of Services
- Business Loans
- Short-term Loans
Partner with us and get the funding you need
With a GrowthLine, your customers have access to a flexible line of credit.
You can get a business loan and payback as often as you like with their limits and pay for what they use financing working capital has never been easier. Recrudescing commission for you. We provide easy-to-explain pricing and we intend to give a credit decision within three days.
What type of businesses can borrow?
- UK businesses that are registered in England, Wales or Northern Ireland (At this point we can’t provide GrowthLine to companies registered Scotland.)
- A larger part of directors and shareholders must be UK residents.
- Must have been trading for at least 15 months.
What can our loans be used for?
- Refinancing existing established.
- Covering cash flow gaps caused by long or incompatible payment terms from clients.
- Meeting large recurring payments like earnings or tax.
- Helping unlock working capital tied up merchandise or inventory.
- Buying property
Full control of your data
No one knows your business better than you, which means your forecast is the most valid when you take control. Customarily update expected payment dates and watch your forecast change in real-time.
See the future of your cash flow
Use data already in your cloud accounting software to construct a powerful, forecast of the next 90 days of your cash flow, letting you spot upcoming issues early and more accurately organised for the future.
Advice to improve your cash flow
Specialised advice sourced from Growth s team of funding professionals, driven by the data you offer, can help you develop your business. As your business changes, so too will the guidance you receive.
Customer Reviews & Testimonials
They're a really trustworthy company, I would recommend them to anyone looking for funding
— Brighton —
They gave me access to some business and financial data that was really beneficial to me!
— Liverpool —