Lending Works

Getting access to financial assistance shouldn’t be so difficult. Rather, everyone should be able to benefit from financial services.

This belief is exactly what Lending Works is built on. We’re a UK based financial services provider that believes in fairness, honesty and transparency.

We’re different

We do things a little differently. Instead of borrowing from us, we connect borrowers directly to willing lenders- people looking to invest their money - in a way that benefits both parties.

Because we cut out the middleman, aka the banks, this means that we are generally able to offer you better deals: investors can lend to sensible borrowers and borrowers can, in turn, get better rates on your loans. It’s a win-win.

Finding yourself in debt?

Credit cards, store cards and any other loans- having so many payments to make each month can prove to be a very demanding balancing act; but life happens and situations change. One minute you’re on top of things and the next- not so much. Unfortunately, this is when so many people sink deeper into debt. Without a clear plan to proceed, this can really spiral out of control.

When you are facing overwhelming debt, taking out a debt consolidation loan can help you to get back on top of things.

A debt consolidation loan allows you to merge your existing debts into a single, more manageable loan. This makes repaying your debts a lot simpler since you’ll only have one monthly repayment to make and your expenses can be reduced, helping you save money.

The painless online application process

Applying is quick- it can take only 48 hours for you to receive your money from the moment you submit your application. After receiving your free personalised loan quote (getting this quote will not affect your credit file), if you are happy with the offer, you can continue and complete your application.

Regain control over your finances

Lending Works offers these loans because we want to help individuals dealing with debt the opportunity to regain their financial confidence.

However, because this is a new loan on top of the ones you already have, we want to always make sure that this new loan won’t be a further burden to you, which is why we’ll only give you as much as you can afford. Once we’ve verified your application, your personal loan will be deposited into your account within one working day.