About – Cash Asap
Cash Asap strives to provide you with instant cash loans.
We were set up in 2012 with the sole purpose to help customers meet their short term cash flow needs as such, we give you the opportunity to borrow a small sum of money to carry you over this rough patch.
Quick loan payouts
With us, you will experience a convenient way to access short-term funding with no hidden costs. We have a quick loan payout time, as soon as you have signed the loan agreement your payday loan will be paid into your bank account.
We support responsible lending
As a responsible direct lender, we have a responsibility to you as such we will not offer you a loan if our affordability checks suggest otherwise. In addition, our loans have a relatively high cost of borrowing compared to traditional and therefore a cashasap.co.uk loan is not suitable for long term borrowing. Should you need to borrow money for a sustained period, there are more appropriate solutions available for you.
Services – Cash Asap
We offer a simple way to get payday loans without hidden fees.
You can get small to medium cash loans with very little effort, it's a very useful option when you are in a pinch.
First-time loan offers
Our first-time customers can borrow a short-term loan up to £300 with us. This amount has the potential to grow to £750 pending successful repayments and continuous eligibility for loans with Cash Asap. With us, you can apply for a payday loan for up to 35 days or a multi-month instalment loan for up to 3 months.
You should choose us
We listen to our customers’ needs and understand the importance of transparency. As a direct lender, we know how essential it is to have access to funds quickly when life’s unexpected events pop up.
Summary of Services
- Small Payday Loans
- Medium Payday Loans
- Quick Loans
- Responsible Loans
Get a quick and affordable payday loan with Cash Asap
Essentially, we are not a credit broker, as such, all loans issued is our own decision and granted with our own money.
As direct lenders, we follow FCA principles as such are authorised and regulated by the Financial Conduct Authority (FCA). In addition, we have been given permission by the FCA to practice as a consumer credit business and that’s why we act and lend responsibly. We are committed to being a responsible lender and are proud to be members of the CFA.
Our interest rate and fees
We only charge an interest rate of 290% pa. Additionally, the total repayment amount is typically based on the amount of credit borrowed and interest, no additional fees apply.
How repayments work
Repayments must be paid in one full amount on the agreed-upon date. We make use of continuous payment authority which will collect money from your debit card on the prescribed date.
We send you reminders three days ahead of your repayment, be sure that you have the correct funds in your account for repayment collection. In the event, our attempts to collect the payment is unsuccessful, we will advise that the debit order failed and will attempt again on the next day. You can make full or partial repayments at any time using the Repay Now functionality in the View Currently Outstanding Loan section of My Account.
Your right to cancel CPA
You have the right to cancel your CPA at any time, by simply notifying us of your wish to cancel the CPA by phone or email. Take note it remains your responsibility to pay back your complete loan and on time even if you chose to cancel the CPA.
What should I do to get cash?
Firstly, choose the type of loan that best suits your needs. We offer unsecured loans 24/7.
We have two loan type on offer
- A payday loan - a small loan which can help bridge the gap until you receive your next paycheque or for up to 35 days.
- A multi-month loan - a longer-term loan that is repaid in three monthly instalments allowing you a bit of breathing time.
Both options are designed for your convenience, offering you cash instantly. We provide an easy, secure and private way to support your financial needs. We won't judge you on your credit score if you have bad credit you can still apply for a loan with us.
In order to borrow money simply, follow these three steps.
Step 1: Complete application
Fill out our easy and straightforward online application form. Thereafter, submit and we will assess your application run a credit check and verify your information. We do this to ensure you affordability or the loan you desire.
Step 2: Approval
We evaluate your application and then make a decision. We will notify you once approved or in the event, your application is not approved will provide justification for our decision.
Step 3: Transfer funds
Once approved, the funds are instantly transferred directly into your bank account
Customer Reviews & Testimonials
Excellent service. i can't believe their staff was so helpful
— London —
They save me a lot of time with their convenient application process
— Manchester —
Ph: +44 845 094 1905
Postal Address3rd Floor, 12, Gough Square, London, EC4A 3DW, United Kingdom
- Monday 08:00 – 21:00
- Tuesday 08:00 – 21:00
- Wednesday 08:00 – 21:00
- Thursday 08:00 – 21:00
- Friday 08:00 – 21:00
- Saturday 08:00 – 19:00
- Sunday 09:00 – 19:00