About – Kwik Cash
We are an online short-term loan direct lender matching lenders to borrowers.
At KwikCash we are a part of Money Gap Limited and operates as an online short-term lender. In addition, we are also authorized and regulated by the Financial Conduct Authority (FCA) as a consumer credit broker, as well as operate in accordance with FCA regulation and in compliance with ICO requirements and GDPR.
We offer loan up to £2 000
Above all, we care about you, your financial well-being as well as your privacy. Once you have been matched with a suitable lender, you then deal directly with the lender with no further impute form us. We don’t charge a penny for your application, so no unnecessary administration fees.
Our website is secure
We work with lenders and they compensate us for generating leads for them. So, rest assured our website is safe, secure and has a wide selection of payday loan lenders on offer. Your personal details are kept safe and secure in line with the Data Privacy Act, as is only passed onto third parties if they are part of the lending process.
Services – Kwik Cash
Furthermore, we will need details about your income and monthly expenditure to evaluate your affordability.
We strive to offer you the best possible instant loan option on offer from our lenders. This process takes approximately three minutes. If there is a match between your application and a lender, a loan offer will be shown to you and you are given an opportunity to accept or reject the offer.
The loan agreement
In the event, you accept an offer, you will receive a loan agreement from one of our lenders that are interested in offering you a short term loan. All offers will clearly state loan terms, including APR and other important information. If your application is unsuccessful, alternative financial products could be shown to you.
Keeping your data secure
We keep your data secure aligned with the Data Protection Act. Your personal information will only be passed onto third parties if they are part of the lending process.
Summary of Services
- Quick Loans
- Short-term Loans
- Fast Loans
- Payday Loans
At Kwik Cash you'll find the loan you need when you need it
At Kwik Cash we strive to get you the loan you need as soon as possible.
Annual Percentage Rates
For instance - If you were taking out a mortgage for ten years, you could compare it with one over twenty years, as such you could determine which mortgage was charging you more interest overall. The APR is a standard European regulation that needs to be displayed for all loan products. In essence, the APR itself is a calculation that is based on an assumed 12 months of borrowing.
Take note, the APR for short-term loans often appear higher, the reason being the term of the loan is much shorter, with us our minimum loan rate is 3 months.
As such, although the representative APR shown is calculated by multiplying and compounding the interest repeatedly over 12 months, the actual cost of the loan could be much lower if the term is less than 12 months.
To qualify for a loan, we will require the following information:
- Home address
- Employment details
In addition, to be deemed eligible you must be:
- 18 years and older
- A UK resident
- Earn a regular income
- Have a UK bank account
Customer Reviews & Testimonials
Their payday loan helped me avoid a crisis at home
— Eidinburgh —
They have provided great services and wouldn't mind coming back
— London —