Rating based on 35 reviews

Lucky Loans


  • Payday loans up to £25,000

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Lucky Loans homepage

Author Lucky Loans. Screenshot of Lucky Loans website. [Accessed September 4, 2019]

About Lucky Loans

Lucky Loans is an online payday loan service provider.

We help thousands of individuals every week get through a tough financial patch. We understand sometimes unexpected expenses creep up out of nowhere, and urgent funds are needed to settle unplanned expenses.

What we offer you?

Short-term loan solutions of £50 to £2000. In addition, we offer flexible repayment terms of up to three months with a minimum term of 7 days.

We specialise in providing a quick online service ensuring you get an instant decision within seconds after submitting you online application. This is our promise to you! Once your applications approved the funds will be transferred directly to your bank account within 15 minutes. We truly are a fast, reliable and responsible loan service provider.

Our promise to you

  • We ensure you have full control over your payday loan by providing a simple, affordable and responsible financial service.
  • We feel very strongly about a couple of policies, these policies help us to maintain our honest and trustworthy reputation.
  • It’s our honest and trustworthy practices that afford us the opportunity to grow as market leaders as online payday loans service providers.
  • Our philosophy lend for less is at the forefront of what we do and is applied in every service we offer.
  • We understand consumer borrowing needs well and aim to deliver a transparent and trustworthy online service, providing the best assistance possible to those facing financial difficulties.

Lucky Loans Services

We are here to guide through financial difficulties.

We use the leading lending platform Monevo, which allows us to quickly process your application and provide you with an instant decision. We pride ourselves on being a transparent, your instant loan terms and conditions and full costs will be displayed to you by your lender before you accept the loan offer presented.

Select the amount you want to borrow

Simply use our homepage sliders you can choose your total loan amount and borrowing period. You can choose funds from £50 to £3,000 to be repaid anywhere from 7 days to 3 months later.

Complete your online application form

We can provide you with an accurate and instant online decision. In order for us to make a decision, we will require some personal information, such as your home address, employment details as well as your monthly expenses. Our entire application process is done online and should only take you approximately 5 minutes to complete.

Instant online decision

We promise to give you an instant online decision as soon as your loan application is submitted online. Upon approved a loan agreement will be shown to you, it’s then your responsibility to read through the agreement carefully and make sure you are comfortable with everything. Take note, we will display the total loan amount, interest rates and repayment dates in order for you to know exactly how much you will need to pay back and by when.

Lucky Loans Product Details

  • Loan Type Payday loans
  • Loan Amount up to £25,000

Summary of Services

  • Payday Loans
  • Short-term Loans
  • Quick Cash Loans

Get a payday loan fast and conveniently at Lucky Loans

We strive to always keep you in the light of things, never leaving you in the dark!

After reading the loan agreement, you will have the option to accept or reject the offer at no additional charges. If you accept the terms and conditions set out by the lender you will then be able to sign the loan agreement electronically.

Receive your funds

At Lucky Loans we are passionate about responsible lending and strive towards supporting as many people as possible in need of a financial loan. We understand that many people applying for a payday loan really don’t have access to additional savings or money and rely on short term loans as a solution to their financial difficulties.

Get a loan within 15 minutes

Lenders will strive to transfer your funds on the same working day in some instances it can even take 15 minutes for the funds to be reflected into your bank account.

We provide services that are quick and easy

  • 5-minute application form
  • Cash transfer within 15 minutes
  • We make an instant online decision
  • No hidden fees are charged
  • We offer flexible repayment terms
  • We offer both personal loans and short-term loans
  • We are a safe and secured lender

Customer Reviews & Testimonials

January 2019

The loan is affordable, and the terms are good. I am glad I chose them

Darren K
— London —

January 2019

The options they provided was worth it

Simon S
— Manchester —

Lucky Loans Contact Details

Contact Number

  • not available



Physical Address

  • Manor House 35 st. Thomas’s Road Chorley PR7 1HP United Kingdom
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Opening Hours

  • not available