Rating based on 9 reviews

Pogo Loans


Pogo Loans homepage

Author Pogo Loans. Screenshot of Pogo Loans website. [Accessed September 4, 2019]

About Pogo Loans

Pogo Loans are a direct lender based in the United Kingdom (UK).

We are a new digital finance company who launched in 2015. We provide short term loans from £200 to £600 over two or three equal instalments. We strive to be the most respected short-term loan provider, by supporting our customers through the good times and the bad times.

Choose us for your financial needs

Our team is highly experienced and share a passion for customer service and act fairly, sensibly and responsibly. These characteristics have been reflected in us being nominated for “Responsible Lender of the Year” for 2016 at the F5 Awards. We are very proud of our achievements and strive to continue to do better for you.

We are a respected loan provider

We are determined to do this by our mission which is to be the most respected short-term loan provider and supporting our customers through life’s little ups and downs. We offer a completely free quotation at a daily rate of 0.4% interest rate. In addition, our quotations have no credit footprint. Furthermore, we offer no administration or late repayment charges.

Pogo Loans Services

We offer new and existing clusters simple three-step customers.

Existing customers can log onto their personal account and review their loan options.

We have a quick loan process

  • Step 1 - Our free quotation works like this, you simply select how much you want to borrow and the duration of your loan period. Next, fill out our quick online application form. We will then be able to determine if we can help you with a loan. In addition, we also offer customized interest rates, in other words, we can give you an interest rate based on your personal circumstances and credit history. Our rates vary from 0.4% to 0.8% per day and we tailor interest rate just for you. This process usually takes approximately 15 minutes from start to finish.
  • Step 2 - In some instances, applications may be referred to as an underwriter for review. If your applications approved, you will need to confirm your personal details and sign our fast loan agreement. Once signed send back to us and final approval can be processed.
  • Step 3 - Once approved you will receive funds on the same business day.

Pogo Loans Product Details

  • Loan Type Payday loans

Summary of Services

  • Short-term Loans
  • Payday Loans
  • Affordable Loans

Pogo Loans offers some of the lowest interest rates around

The rate we offer is dependent on your current financial situation and will be shown near the end of the quotation search.

We run a standard quotation search as well as other checks to verify the information you provide is accurate. Should you decide to apply for a loan at the end of the quotation, we will carry out a full credit check. Important to mention, this kind of loan should only be used for short term financial needs. This product is not suitable for sustained borrowing over long periods and would be expensive as a means of long term borrowing.

Before starting on the application process, certain information will be required for us to verify your online loan application. Please make sure you have this information on hand when filling out your application to ensure a speedy response.

What you will need

  • A valid email account
  • A valid mobile number
  • Address information of the last three years
  • Your income and expenditure

To be eligible for a Pogo loan it's essential you meet our basic requirements.

  • Between the ages of 18 and 85
  • Be a UK resident
  • Agree to a credit check

How much can I borrow?

We offer loans from £200 – £600, and you can choose to repay your loan in either 2 or 3 instalments. Take note, all loans are subject to our affordability and lending criteria

Our charges

We offer you a short-term loans solution of which can be repaid in 2 or 3 instalments. In addition, we charge a daily interest rate from 0.4% to 0.8% on your outstanding amount borrowed. No additional fees charged.

In the event, you are able to repay your loan early, we could be able to refund a portion of the interest to you. More information is explained within your loan documentation.

We are sensible and responsible in everything we do

  • No obligation to the quotation provided
  • No credit quote footprint
  • Interest rate from 0.4% per day
  • No admin or late repayment fees

Customer Reviews & Testimonials

May 2018

Their customer service is the best i have experienced in a long time

Bradley M
— Oxford —

April 2019

Great service! they even took my circumstances into consideration

Adam J
— Liverpool —

Pogo Loans Contact Details

Contact Number


  • not available


Physical Address

  • Oriel Chambers, Covent Garden, 14 - 16 Water Street Liverpool L2 8TD L2 8TD United Kingdom
  • Get Directions

Opening Hours

  • not available