Rating based on 22 reviews

Wage Day Advance


  • Payday loans up to £5,000
  • Low-interest starting from 49.9%
  • Repayment up to 36 months

In-page navigation

Wage Day Advance homepage

Author Wage Day Advance. Screenshot of Wage Day Advance website. [Accessed September 4, 2019]

About Wage Day Advance

Wage Day Advances is a leading short term lender based in the United Kingdom (UK).

We were launched in 2004 we offer unsecured loans from £80 to £2000 with a variety of repayment terms.

What do we offer?

You can borrow from us up to £2, 000 and only repay the short-term loan from 1 to 12 months. With us, it's simple, just choose the right loan package for you, and we will be sending you the money in no time. As a new customer, you can borrow up to £500 over 1 to 3 month period, or £750 over a 4 to 6 month period. Our existing customers are eligible to borrow up to £2,000 over a 12-month repayment plan.

What to expect from us

We are always clear and upfront about loan agreements, how much you are required to repay as well as when repayments are due. In the event you miss a repayment, you will be charged £15 on our 1 to 3-month loan repayment terms, however, we will communicate this to you when you apply. You can use our loan calculator to determine how much you need to borrow and the loan repayments, so you know what you afford. To our existing customers simply log in to our online account and review your personalized loan options.

Wage Day Advance Services

We offer you a simple and easy way to navigate the application process.

Our entire loan application process is done online which means we can process your application faster than ever before.

A payday loan solution

It is easy to obtain a payday loan, this loan is usually paid on your next payday. If you miss a repayment you will be charged £15 in addition to the daily interest charges, this default fee charge is a once-off fee unless stipulated otherwise. Advance Plus loan, we do not charge late repayment fees and you won't be charged a penny more than what was agreed upfront.

What are my repayment options?

When entering into a loan agreement with us, you will be required to provide us with a Continuous Payment Authority (CPA) what this means, we take the repayments from your account using your debit card. Alternatively, you can choose to provide us with a direct debit order to be paid directly to us. In the event, a payment date falls on a Sunday or a bank holiday, then payments will be deducted from your account on the next working day.

Wage Day Advance Product Details

  • Loan Type Payday loans
  • Interest Rate 49.9 – 1333% p/a
  • Loan Amount up to £5,000
  • Repayment 1 months to 36 months

Summary of Services

  • Flexible repayment term
  • Speedy transfer of money
  • Bad credit is welcome

Expect some of the best service here at Wage Day Advance

We do not charge any administrative fees as well as bank transfer fees.

If you are struggling with your finances, we will connect you with free independent sources of debt advice.

Our simple three-step application process:

  • Step 1: Apply online - You can apply online using our straightforward application process, simply select how much you would like to borrow and over how long of a period, before submitting your application.
  • Step 2: Assessment of application - We will check your eligibility for a loan by assessing your circumstances and for new customers, we run a full credit check. As a responsible lender, it’s often not always possible to do all of this online, so we may require you to supply additional supporting documentation before we can make a decision.
  • Step 3: Approved and funded straightaway- Once your applications approved, we will transfer the fund directly to your bank account. Take note, if you submit an application overnight it may take a bit longer to process, however, we will communicate clearly with you throughout the process.

Are my personal details used for other purposes?

We do use your personal information extracted from your loan application to personalize direct marketing material to you about our products, services and any new developments.

This is done simply because we have a genuine interest in marketing our products in compliance with suitable privacy legislation which allows us to send marketing to our existing customers as long as they can opt-out at any time.

Customer Reviews & Testimonials

October 2018

Great services here. Their online calculator was a big help

Wade L
— Birmingham —

November 2018

I am glad I chose to get a loan by them as I was in deep debt and they helped me out a lot

Rachel W
— Eidinburgh —

Wage Day Advance Contact Details

Physical Address

  • Citadel House 58 High Street Hull England England HU1 1QE United Kingdom
  • Get Directions

Opening Hours

  • Monday Open – 24 hours
  • Tuesday Open – 24 hours
  • Wednesday Open – 24 hours
  • Thursday Open – 24 hours
  • Friday Open – 24 hours
  • Saturday Open – 24 hours
  • Sunday Open – 24 hours