Rating based on 19 reviews

First Trust Bank


  • Personal loans up to £25,000
  • Low-interest starting from 5.45%
  • Repayment up to 60 months

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Author First Trust Bank. Screenshot of First Trust Bank website. [Accessed September 12, 2019]

About First Trust Bank

We’re a financial services provider, with a very clear understanding of the importance of time. Time is of the essence; therefore we won’t dare waste any.

Whether you’re looking to do home improvements, planning the wedding of your dreams, or getting ready for a holiday of a lifetime you can trust First Trust to with your personal loan needs.

Why put your trust in First Trust?

There are quite a few things that we can point out. Like previously mentioned we relate to our customers, we know how far a little can go. First Trust knows that with the current state of the economy everyone needs an extra boost, but we also know how difficult getting this boost can become.

Quick loan applications

A lot of other providers have lengthy, strenuous application processes that can become increasingly frustrating. First Trust is different; we can supply loan assistance with just a few simple steps- saving you time and unnecessary long queues!

First Trust Bank Services

First direct will give you exceptional APR rate starting from as low as 6.9%! You wouldn’t want to miss out.

We know how people feel about debt because we understand that the APR rates can be very intimidating that’s we focus on giving reasonable rates based on your personal financial circumstances. This way you can feel at ease knowing that you’re treated fairly even with bad credit.

Fixed monthly instalments and rates

This will give you the peace of mind and freedom to budget ahead without getting nasty little surprises. We touched on the subject on fairness earlier on, thus we can guarantee that you will get the APR rate you were quoted on should your application be approved.

The loan terms

We will also encourage you to settle your loan in full, or partially without charging you any penalties. With the repayment terms, we have to offer you can take charge of your finances, we offer loan terms ranging from between 12-60 months.

First Trust Bank Product Details

  • Loan Type Personal loans
  • Interest Rate 5.45 – 11.75% p/a
  • Loan Amount up to £25,000
  • Repayment 12 months to 60 months
  • Decision 3 hours

Summary of Services

  • No penalty for early payment
  • Fixed interest rate
  • Monthly repayments are fixed

Diverse services to suit your every need

Over the years it became quite clear to us how many customers had different financial needs in comparison to what providers were offering.

First Trust obviously saw this as an excellent opportunity to better ourselves, as well as the lives of our customers. We introduced a bunch of other financial services to fit your need on a more personal level.

Technology is progressing every day

Social media, online systems, and fast phase systems are becoming a way of life. We are an innovative business we feel that it is important to keep up with the rest of the world, that’s why we can proudly say that we’ve joined in on all of the tech fun. We have a wonderful team of consultants that will help you with your application telephonically. Your telephonic application can be approved within approximately 10-20 minutes.

First Trust is tech-savvy

First Trust has incorporated an easy-to-use online calculator, this is such a breeze to use as it is easy to understand. The online calculator adds so much convenience to loan application process; it will give you the perfect guideline on what amount you can qualify for, what the monthly instalment will be, and ultimately what the interest rates will be. This function will give you full control.

Convenient online loan applications

The online loan application function is connected to your online banking app. The online application is so sufficient you can have results within only 10 minutes! No more waiting, no more endless piles of paperwork, no more stress! You can be well on your way to financial freedom with a simple click of a few buttons.

Our loan options

First Trust can assist you with current, youth, student loan, and graduate accounts. Are you a first time home buyer? We can help you with your mortgage.

Although we are focused on our loan products, we take saving very seriously too. We’ve incorporated products to help our customers save, this makes us very proud as we can now say with confidence that we don’t only save you time, but we save you money. Make us your first trust financial services provider today.

Customer Reviews & Testimonials

February 2019

I am relieved I chose First Trust Bank, it has eased my life.

Lilly G
— London —

March 2019

Pleasant staff and excellent service; possibly the best place to go for your financial needs.

Sevash P
— London —

April 2019

My own house and my own car – made possible because of First Trust Bank!

Ruby M
— Liverpool —

First Trust Bank Contact Details

Contact Number


  • not available


Physical Address

  • 42-44 Hill St, Newry Newry North Ireland BT34 1AU United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:30 – 16:30
  • Tuesday 09:30 – 16:30
  • Wednesday 10:00 – 16:30
  • Thursday 09:30 – 16:30
  • Friday 09:30 – 16:30
  • Saturday – Closed
  • Sunday – Closed