Rating based on 29 reviews

Lloyds Bank


  • Home loans up to £25,000
  • Low-interest starting from 3.9%
  • Repayment up to 5 years

In-page navigation

Lloyds Bank homepage

Author Lloyds Bank. Screenshot of Lloyds Bank website. [Accessed September 5, 2019]

About Lloyds Bank

Lloyd Banks was established in 1765, and have been serving the countless individuals, businesses and communities in Britain ever since its inception.

In 2015 we celebrated 250 years of supporting the people of Britain with the things that matter most to them. We offer a comprehensive range of financial products and services including current and savings accounts, mortgages, loans and credit cards.

Our story our heritage

Our origins stretch way back to 1765 when John Taylor and Sampson Lloyd established a private banking business in Birmingham, United Kingdom.

Important legal information

In addition, we are an officiated by the Prudential Regulation Authority and frequently regulated by the Financial Conduct Authority (FCA) as well as the Prudential Regulation Authority.

Plus, all suitable deposits with us are protected by the Financial Services Compensation Scheme (FSCS). As such, we are covered by the Financial Ombudsman Service (FOS).

Our credit cards

Applying for a credit card with us is super simple, and if your application is accepted, we could help you in taking the next step whatever it might be.

Lloyds Bank Services

We offer a range of credit cards appropriate to your individual needs. Here are a few credit options for you.

To assist you to choose a suitable credit card, we will just need to know the following:

  • You decide how much do you want to transfer?
  • And, how much do you can afford to pay each month?

0% interest on bank transfers

We offer you a 0% interest on balance transfers. As such, you will pay 0% interest for up to 28 months on your balance transfers made in the first 90 days of opening your account with us. In addition, we charge a 3% balance transfer fee, this fee applies on each balance transfer made. And, 0% interest on purchases you make within the first three months of opening your account.

Our most successful applicants will get:

  • A variable annual purchasing rate of 19.94%
  • A variable representative 19.9%APR
  • Based on borrowing £1,200
  • An annual fee of £0 over a 12 month period

Take note, credit limits and interest rates vary based on your individual circumstances.

Lloyds Bank Product Details

  • Loan Type Home loans
  • Interest Rate from 3.9%
  • Loan Amount up to £25,000
  • Repayment 1 year to 5 years

Summary of Services

  • Get a repayment holiday
  • Additional payments are possible
  • Interest rates are fixed

At Lloyds Bank you can get a quick & affordable home loan

At our bank, we have what we call personal loan insurance

Our personal loan insurance is an easy and affordable way of making sure that your repayments do not become something to worry about if you were to get involved in an accident or get sick while still repaying your loan.

Insurance for your loan

The insurance for your personal loan has benefits of covering you if you die or are diagnosed with a terminal illness [conditions apply in terms of what you die off and what terminal illness you may have]. Your loan repayments will be paid if you have been working and you become disabled as a consequence of an illness or accident. You also get your repayments paid if you are made redundant or bankrupt –if you are self-employed.

Car loans for new wheels

If you are buying a car and you are a bit short on cash, contact us and we will customize a loan that befits your budget.

We give you flexible terms that best suit your needs- that is from 6 months to seven years. You get to choose how you want to repay your car loan. Repayments for your car loan is timed around your payday, to make it easier for you to stay on track with instalments.

Our welcome home loans

Our home loans are quite straight forward with no hidden fees. Get your first home with just only a 10% deposit. With our home loans, there are limitations in terms of how much you can earn and how much you can borrow.

Choose our bank and get your loan approved in less than 24 hours and your cash in the next business day.

Customer Reviews & Testimonials

April 2019

Their mobile app is really convenient. It saved me a lot of time

Larry M
— London —

October 2018

The staff made getting a loan very easy.

Kevin N
— York —

Lloyds Bank Contact Details

Contact Number


  • not available


Physical Address

  • Villiers House, 48-49 Strand London England WC2N 5LL United Kingdom
  • Get Directions

Opening Hours

  • Monday 10:00 – 16:00
  • Tuesday 10:00 – 16:00
  • Wednesday 10:00 – 16:00
  • Thursday 10:00 – 16:00
  • Friday 10:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed