Amber Home Loans

Clients of Amber Homeloans know that they can expect from us high-quality home loans in the UK, no matter what your financial situation.

We strictly comply with the Financial Conduct Authority. Our TCF (Treat Customers Fairly) Charter ensures that we clearly communicate all elements of our services and processes.

How we accommodate our customers

If you are finding it challenging to pay your mortgage, we will provide you with ample time to pay it off, investigate any possible government schemes to help you, and, with your written permission, contact an organisation like Citizens Advice to counsel you.

We may also be willing to sort out a new payment plan, adjust your payment method or date, or simply change your home loan types, such as a term extension or your repayment type.

Diverse repayment options

You can ask us for a redemption statement if you want to repay your mortgage, which you can do whenever you want. Although you will be levied an early repayment charge if you pay off all or a portion of your mortgage, the fee will be calculated based on a percentage.

For the best deals in home loans in the UK, we at Amber Home Loans Ltd will skillfully protect your financial interests to the best of our ability.

Our standard variable rate for our superb home loans in the UK is currently at 4.95%. Services such as card transactions are available via our website, which operates under our legal, privacy and security policies.

Your convenience is our priority

We prefer direct debit because it ensures that the exact amount has been transferred, you can have an error corrected with a refund, your payments are automatically collected, and we, instead of your bank, will make your payment changes for you.

The logistics of your mortgage with us

We are currently a closed mortgage book and will not undertake any remortgages or advances at present. You can add or subtract people from your mortgage account by completing a transfer of equity.

If you want to add a second, correspondence address, send a letter with the detailed address and it's resident's name on it, and if this correspondence address changes, please send a letter to us with the new address and the person's signature on it.