Rating based on 24 reviews

Erudio Student Loans


  • Loans are affordable
  • Finance your studies
  • Low-interest starting from 2.6%

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Erudio Student Loans homepage

Author Erudio Student Loans. Screenshot of Erudio Student Loans website. [Accessed September 5, 2019]

About Erudio Student Loans

Erudio Student Loans is a financial services company. Our aim is managing the rescheduling process for student loan customers.

We are supported by Arrow Global, one of Europe's leading purchasers and including managers of consumer debts and Carval Investors, a leading global alternative asset manager, one of the largest purchasers of consumer loans in the UK.

Payment procedure

You can make a payment online by using our customer portal. Log in or register now to get access. We accept a direct debit order. Failure to pay your payments will cause the account to fall into arrears. If you do not have access to a direct debit order, please call our helpline on 0333 003 7188 to set up an alternative repayment plan.

Our customer care helpline

To avoid arrears, it is important to make sure that your debit order has been successfully deducted from your account. If you are a client with residence in another country, call us for advice on our helpline 0333 003 7188.

Erudio Student Loans Services

With our service, we can help students to obtain a loan without delay.

We offer to help students who are experiencing financial difficulties with an affordable student loan.

Get a bad credit student loan

We constantly keep our customer's contact details updated. If you happened to change your contact details, please let us know, as it is part of your loan agreement with us. We value treating our customers fairly. Erudio Student loans are committed to ensuring all of our customers are offered the most suitable solution for their circumstances even in the event of bad credit histories.

Our approach to communicating with you

In compliance with the Consumer Credit Act 2006, we send your annual statement from August of last year to September of the current year. In addition, we include covering letter, to confirm the next monthly repayment amount for the following year. In your statement, you will see all your transactions. From the account balance, interest added to your loan and any other additional charges made to your account.

Erudio Student Loans Product Details

  • Loan Type Student loans
  • Interest Rate from 2.6%

Summary of Services

  • Make a deferral application
  • No payment is required while studying
  • Affordable loans

We offer fair and reasonable interest rates

We give you the opportunity to allow the third person to manage your account, in an event of emergencies.

This could be anyone. You need to write to us and create a password that the beneficiary can use when they contact us on your behalf.

Interest rates and fees

We use 85% of the lender's estimate of the average earnings of all full-time employees in Great Britain for the January when the level will apply. The Department for Education (DfE) makes this calculation, which is based on figures published by the Office for National Statistics. Please note from 1 September 2018 to 31 August 2019 the delay threshold will be a gross annual income of £30,737 (equivalent to £2,561.41 a month)

Should your income be below the MS loan threshold (currently £29,219 per annum), but higher than your ICR loan threshold you get options on which personal loan you can repay first. If you repay the MS loan you can notify SLC.

How to defer

To asses your suitability for deferment, we will only take your income into consideration. You don’t need to provide information about the income of any spouse, partner or another relative. Until you receive confirmation of deferment in writing paybacks are due, whether your income falls below the deferment threshold or not.

Let us help you

So whether you are looking for full-time or part-time study initiatives, at Erudio Student Loans we believe we can provide a study programme to completely suit you

Customer Reviews & Testimonials

July 2019

Erudio made my life easy through customer portal. I was able to access my account through customer portal without calling or going physically to the branch

Jessy B
— Bristol —

July 2019

I called the lender because there was a misunderstanding and the person I spoke to was very friendly and knowledgeable

Matthew W
— London —

February 2019

Growing up in a family where no one was working I doubted if I will ever possess any qualification. I applied for different student loans I was happy when I Erudio offered me a student loan

Kelly B
— Cardiff —

March 2019

I knew I needed to have Honours first in order to finish my CA qualification and my mother had no money. I applied for the loan at Honours Student Loans and they offered me a loan

Tylor R
— Oxford —

Erudio Student Loans Contact Details

Physical Address

Postal Address

  • Erudio Student Loans Ltd, PO Box 1055, Camberley, , GU15 9PA , United Kingdom

Opening Hours

  • Monday 08:30 – 18:00
  • Tuesday 08:30 – 18:00
  • Wednesday 08:30 – 18:00
  • Thursday 08:30 – 18:00
  • Friday 08:30 – 18:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed