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Honours Student Loans


  • Low-interest starting from 2.6%
  • Honors trustee
  • Repayment up to 84 months

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Author Honours Student Loans. Screenshot of Honours Student Loans website. [Accessed September 5, 2019]

About Honours Student Loans

Honours Student Loans controls the administration of student loans for all consumers of Honest Trustee Limited and is devoted to offering excellent service to our clients and consumers.

Changes to the interest rates

The Department of Education (DFE) this is published the following changes for the 2018-19 academic year, boxes for from 1st September 2018: interest rate changed to 3.3% and deferment threshold increase to a gross yearly income of £30, 737 (equivalent to £2, 561.42 per month). For more information go to our FAQ section.

Contact us to apply

If you’d like to make an instalment, please visit our payment sector or call our consumer service team on 0333 003 7257. For any inquiries relating to your account, please visit our FAQ sector. If you can’t find what you’re looking for in our FAQ’s please contact our consumer service team on 0333 003 7257. It's easy to apply for a student loan, simply fill in the online loan application.

Honours Student Loans Services

To make sure your student loan account is kept up to date, under the terms of your student loan agreement you must let us know about:

  • any changes to your address and banking information.
  • any changes in your financial status.
  • any plans to leave the UK.

Changes to your address and banking information

If you change your address or banking information, let us know immediately. Failure to do so may result in the imperative correspondence being delayed, or paybacks being missed on your loan account.

Managing your student loan account

If you plan to leave the United Kingdom after you graduate or stop attending your course, you should let us know beforehand. We will need to make arrangements for you to either start paying back your student loan or to delay repayment.

Honours Student Loans Product Details

  • Loan Type Student loans
  • Interest Rate from 2.6%
  • Repayment 84 months

Summary of Services

  • Services are quick and effective
  • Apply for deferment

Quick and convenient student loans at your fingertips

Your application should include your completed deferment form and photocopies of your proof -do not send original copies as they will not be returned.

You need to supply proof of your income for the last 3 months including benefit installments. All proof provided must clearly show your name to confirm you as the recipient.

Required documentation when applying includes:

Payslips for the last 3 months – photocopies only – do not send originals. The Student Loans Company cannot acquire handwritten payslips. Signed and Dated Employer letter on company-headed paper establishing gross income for the last 3 months.

Other means of support

This sector only needs to be completed if you are gaining an income from any other source other than the income referred to in sections 1 or 2.

If you have income from any of the sources please refer to section 3 of the notes included with your deferment pack for details on what you can provide: please send photocopies of the paperwork included with your application. For example, Third Party Support-signed and dated letter from the person who supports you indicate that the level of support received does not overreach the monthly deferment threshold value as stated above.

Income from savings

If you are living off an income from savings please provide a bank statement to show an adequate balance to support your monetary commitments with an accompanying letter approving that the balance is your only source of information.

Copy of the maintenance agreement letter approving the amount of support provided by the person making the installment to you. Remember to sign and date your application, make sure you return the form to the student loans company using the encircled envelope.

Differing repayment of your student loan

You can apply to Honours Student Loans to postpone your student loan repayments if all these three conditions apply:

  • you took out the loan for a course that began before September 1998.
  • your gross earnings are £2,227 or less a month which is the same as a yearly gross income of £26, 727.
  • you have documentary proof to show that your income is below this amount.

If you are planning to go overseas for an extended period of time, you may also be able to delay your repayments. But the level of income in your new country must still be below the UK income threshold. You will continue to be charged interest throughout any period of deferment.

Customer Reviews & Testimonials

November 2018

The reason I was able to complete my honours it because of the Honours Student Loans

Amanda B
— York —

December 2018

Their service is excellent

Bianca S
— Manchester —

Honours Student Loans Contact Details

Physical Address

  • Camelford House, 89 Albert Embankment, Lambeth London England SE1 7TP United Kingdom
  • Get Directions

Postal Address

  • Honours Student Loans PO BOX 246 , CAERPHILLY , CF83 9FA

Opening Hours

  • Monday 08:00 – 20:30
  • Tuesday 08:00 – 20:30
  • Wednesday 08:00 – 20:30
  • Thursday 08:00 – 20:30
  • Friday 08:00 – 17:00
  • Saturday 09:00 – 17:00
  • Sunday – Closed