Rating based on 16 reviews



  • Vehicle finance up to £250,000
  • Loan comparison
  • Repayment up to 60 months

In-page navigation

placeholder for Blackhorse

Author Blackhorse. Screenshot of Blackhorse website. [Accessed ]

About Blackhorse

Blackhorse is an auto finance division of Lloyd banking groups with 50 years of leading as an auto financier in the UK.

At Blackhorse, we have perfected the art of helping our customers with the best repayment plan (hire purchase, personal contract purchase PCP and leased purchase).

Unmatched award-winning strategy

Competitors keep failing to match the excellent concepts that we implement to help customers drive and own their cars with pride at lower interest rates and convenient payable time. We tailor our car loans to suits our clients and might not even require a deposit depending on the status of the customer.

Our online platform

What better place to start your journey of driving your own car than our website, secured, easy to navigate, user- friendly and a fluidly mobile-friendly site. The website is simple to use an entity in the financial sector that can help customers access quick loans. This has been evident in several awards that we have won.

Blackhorse Services

The possibility is why we step in for you to own your car, taking the cost on ourselves.

We want you to own the car you get, we want you to be able to upgrade to a better car, and we want you to return the car if you do not think you might need it anymore.

How our services are

We provide a service that puts the interest of our customers at the forefront, and as a result, we encourage you to understand the product we offer. Blackhorse is in the business of equipping our clientele with enough knowledge of the product, in order for our customers to make informed decisions on the value we add. You can choose between a short-term loan and a longer-term loan.

Our disruptive business concept

We pride ourselves in creating disruptive innovation that is geared towards helping our customers. We make things easy for our customers by giving them a visible front-end that shows you what you will be paying for and which award-winning product will best suit you.

Blackhorse Product Details

  • Loan Type Vehicle finance
  • Loan Amount up to £250,000
  • Repayment 24 months to 60 months

Summary of Services

  • Get fixed monthly repayments
  • Affordable car loans
  • Financing options

Blackhorse can help you get the finance you need to buy your dream car

We encourage and support the notion of you determining whether our products are feasible for you.

Yes, we are running a business, but we want a healthy long-term working relationship with you. At Blackhorse, we provide you with different options so you can pick the option that suits you and get the car you want.

Our hire purchase agreement

  • We provide finance for your dream car
  • A convenient payback plan that suits the customers’ budget and pace
  • The deposit starts at 0%, depending on the customer’s status
  • At the end of the payment duration, you own the car
  • Upgrade to the newer model car (part exchange)
  • Or return the car to us

Personal contract purchase

This is similar to the hire purchase agreement, but the process is slightly different. Firstly, agree on an initial deposit, estimate how many miles you are going to travel each year, then choose how long you will want the agreement to run. In short, we finance you with the best deals.

A leased purchase

Now, this is similar to the PCP, but here is the difference. We allow you to pay an affordable cost in the monthly payment you make. In the last month, you pay all the differences from the agreement, also you don’t get the option of returning the car to us, you can ‘part exchange’ the car for a newer model.

At Blackhorse we supply superior car and personal loans, to help our clients quickly finance the vehicle they need. Contact us today

Customer Reviews & Testimonials

March 2019

For anyone who is looking to buy a car on the account, I will definitely recommend Barclays to them

Leo J
— Manchester —

May 2019

The customer service I receive in the branch was amazing. They know how to treat employees

Chloe S
— Edinburgh —

June 2019

I got myself a good used car. One could not tell that it was already use, the condition was still good

Rosie C
— Wales —

Blackhorse Contact Details

Contact Number


  • not available


Physical Address

  • Black Horse Finance St William House Cardiff CF10 5BH United Kingdom
  • Get Directions

Opening Hours

  • Monday 08:30 – 18:00
  • Tuesday 08:30 – 18:00
  • Wednesday 08:30 – 18:00
  • Thursday 08:30 – 18:00
  • Friday 08:30 – 18:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed