Rating based on 20 reviews

Express Finance


  • Loans bad credit up to £25,000
  • Low-interest starting from 49.9%
  • Repayment up to 36 months

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Express Finance homepage

Author Express Finance. Screenshot of Express Finance website. [Accessed September 4, 2019]

About Express Finance

Express Finance aims to alleviate the drama involved in searching for a lender that will suit you.

The solution you need is only a click away – whether this is for paying off your debts, car loan, performing home improvements, or planning the perfect getaway; we can help find a lender for you.

Why should you choose us as a broker?

Express Finance is the oldest established unsecured loans broker in the UK and has been in the business for over ten years. We process in excess of 1000 applications daily. We have extensive knowledge in the unsecured loan market which means that we often succeed where other brokers have failed and also boast a high payout rate.

Get quick cash

We process every application immediately and can provide an instant decision. This means that if you apply in the morning, you could have your money on the same day. We also do not charge any upfront broker fees and offer excellent customer service.

Express Finance Services

Do not allow bad credit to scare you away from getting a loan.

We have access to a variety of lenders who are not afraid to lend to people with a bad credit record. There is a variety of options available to you as a borrower with poor credit.

Guarantor loans for guaranteed cash

If you have a poor credit record and have struggled to obtain a personal loan in the past you might want to consider getting a guarantor loan. So long as you are not bankrupt you can borrow up to £10 000 with the help of a guarantor. Simply complete the application and receive an immediate response.

How can Express be of service?

With us finding the right loan for the right situation can be a piece of cake. By allowing us to do the searching for you, we give you the gift of time, time to focus on the more important things that you value in life.

Express Finance Product Details

  • Loan Type Loans bad credit
  • Interest Rate from 49.9%
  • Loan Amount up to £25,000
  • Repayment 36 months

Summary of Services

  • No fees
  • Speedy loan decision
  • Easy online application

We have loans for and every occasion

Express Finance specializes in unsecured loans and tenant loans.

This means that you do not have to be a homeowner to apply for a loan with one of our lenders. We will find a loan for you for up to £15 000. Unsecured loans are very popular because there are no restrictions as to how you can use the loan. We only deal with lenders that have a good reputation to ensure that you get the best treatment.

Are the bills piling up? Why not consider a consolidation loan?

If you find yourself in a position where you are juggling debts then perhaps it is time for you to consider a debt consolidation loan as a solution. This type of loan allows the borrower to group together existing debts, such as credit cards, resulting in one debt to be paid monthly. This is a popular option because the payments are lower because interest is only being accumulated on one amount instead of added up over a variety of debts.

Help us to help you

If you need help we can lend a hand. Simply complete our easy to follow online application and allow one of our friendly consultants to get back to you. Our website also contains useful information regarding the different types of bad credit loan options you have access to.

With all the options available to you, we can understand why you could require some help deciding on the best fit for you. Simply let us know the amount you would like to borrow and the term over which you prefer to borrow as well as the financial circumstances you are in and we can find a match for you.

Bad credit loans

This is the perfect option for borrowers who have less than perfect credit history and have been refused a loan in the past from other lenders. Sometimes it can be a problem as simple as credit card arrears that prevent you from getting a loan. The period over which you pay back your loan can range from twelve months to ten years depending on the amount borrowed.

Customer Reviews & Testimonials

April 2019

The treatment I received in the branch was amazing I felt welcome and I don’t regret for choosing this lender

Neyo R
— London —

April 2019

I was happy about the customer service, they were able to assist me with the loan application

Louis M
— Liverpool —

March 2019

The online application was non complicated and easy to understand

Owen K
— Cardiff —

Express Finance Contact Details

Contact Number


  • not available


Physical Address

  • Unit 1 Hedge End Business Centre Botley Road Hedge End Southampton SO30 2AU United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 20:00
  • Tuesday 09:00 – 20:00
  • Wednesday 09:00 – 20:00
  • Thursday 09:00 – 20:00
  • Friday 09:00 – 20:00
  • Saturday – Closed
  • Sunday – Closed