Rating based on 28 reviews

Onstride Finance


  • Loans bad credit up to £5,000
  • Repayment up to 36 months

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Author Onstride Finance. Screenshot of Onstride Finance website. [Accessed September 4, 2019]

About Onstride Finance

Bad credit is nothing to be ashamed of – unexpected things happen that can easily affect your credit score.

Everyone experiences a slight bump in their credit score at some point which is why we can help you get back in stride.

Personal loan options

OnStride Finance is a direct lender offering a variety of unsecured personal loan options to UK citizens. We will consider your application no matter what your financial situation is because we want to help you get back on your feet.

We are the better lender

At OnStride we view our clients as more than a credit score. We offer a simple online application process that allows you to be as flexible with your loan as you want to be: you control the amount that you want to borrow and the loan period. Once your application has been approved you can have the money in your account within ten minutes!

Onstride Finance Services

At OnStride we have an option for everyone no matter what their finances say.

With us, you can obtain unsecured loans with amounts ranging from £150 to £5000 payable over a period from six months to three years at a fair interest rate.

No-guarantor loans to the rescue

Obtaining a guarantor loan can be a schlep especially if you do not have anyone that can stand as your guarantor. We are happy to say that we do offer clients with less-than-perfect credit access to no-guarantor loans.

Improve your credit score

If you are able to keep up with your repayments and pay off the loan with no problems then this can have a positive impact on your credit record because it proves that you are creditworthy. It is very important to carefully determine whether you will be able to keep up with your repayments before you sign for the quick loan. If you miss payments you can have an adverse effect on your credit score.

Onstride Finance Product Details

  • Loan Type Loans bad credit
  • Loan Amount up to £5,000
  • Repayment 6 months to 36 months

Summary of Services

  • Instalment Loans
  • Bad Credit Loans
  • Short-term Loans
  • Personal Loans

OnStride Finance has the right loan for you

Traditionally clients view payday loans as dangerous because of their high-interest rate.

These loans are repayable in full on your next allocated payday which can place you in a difficult situation as you may not have money left for your other expenses like utility bills.

We have a dedicated customer support team

Our dedicated customer support team is armed and ready to clarify any concerns you might have. We also operate with full transparency so you can see all the fees associated with your loan before signing. We have also recently undergone a merger to expand our lending options to offer an improved experience to our customers.

Do I qualify to apply for an OnStride loan?

In order to qualify for a loan with OnStride you must be at least eighteen-years-old and a citizen of the UK. You must also have a regular income with a valid UK bank account. It is also important to have your payslip details, residential information, debit card details and a recent bank statement beside you when applying.

Run into some unexpected trouble?

If you find that you are unable to meet your payments this month then contact our support team immediately so that a payment plan can be arranged for you. If you miss a repayment a late fee will be charged. It is important to remember that missing payments can hurt your credit score. You are also able to make additional payments on your loan at no additional cost.

We will help you get back in stride

If a no-guarantor loan is not your thing then we have other options for you. It is not unheard of that clients want to avoid payday loans as they are deemed ‘dangerous’.

Instalment loans are a great alternative to payday loans and are much safer for the client. If you should find yourself in some financial trouble then we have a plan for you.

Customer Reviews & Testimonials

February 2019

Onstride offered me a loan despite my non perfect credit

Charllote P
— London —

July 2019

There are no hidden fees. I paid for what I signed for

Alice J
— Aberdeen —

Onstride Finance Contact Details

Physical Address

  • Fergusson House, 124-128 City Road London EC1V 2NJ United Kingdom
  • Get Directions

Opening Hours

  • Monday 08:00 – 21:00
  • Tuesday 08:00 – 21:00
  • Wednesday 08:00 – 21:00
  • Thursday 08:00 – 21:00
  • Friday 08:00 – 21:00
  • Saturday 10:00 – 18:30
  • Sunday 10:00 – 18:30