We are a British bank serving as a trading division of Bank of Scotland. We are a wholly-owned subsidiary of Lloyds Banking Group.
We are registered in Scotland are authorised by the Prudential Regulation Authority (PRA) as well as regulated by the Financial Conduct Authority (FCA).
The online banking
Our origin date back to the Industrial Revolution, when small market towns across England were transformed into manufacturing hubs. Over the years we have grown immensely and have expanded our services, as such, we are now a digital bank also offering online banking services. You can now enjoy all the benefits of online banking, and best of all its safe and secure. With us, our customers get great value products, quality credit cards and excellent service. Our banking processes are straightforward and easy to use.
FlexiCard credit card
FlexiCard gives you one simple low rate, and you can set up instalment plans online to help you manage your repayments better. You get instalment plans over 2 to 36 months for your eligible balance. We offer 0% fee on balance transfers made within the first 90 days.
You can compare our great range of credit card products, deals and offerings, whether you’re looking for a credit card for day to day spending, need to do a balance transfer or just an easy to use a credit card. Have a look at our credit cards on offer to see if there's a card that’s right for you.
Clarity Credit Card
Are you ready for your next overseas holiday? Why not, travel around the world with one simple rate and best of all you pay no usage fees. You pay no fees for withdrawing cash, take note interest charges to apply and some ATM providers may charge a fee. It's quick to apply and you could still be eligible for a credit card if you have bad credit.
Get a 20-month balance transfer at no fee
We offer 0% for up to 20 months on balance transfers made within 90 days of account opening. A 0% balance transfer fee applies on balance transfers made within 90 days of account opening. Plus, a purchase rate offer of 0% for 6 months from account opening.
Halifax Product Details
- Loan Type Credit cards
Summary of Services
- Credit Cards
- Car Loans
Get the best credit card offers at Halifax
Checking your eligibility for a credit card is super easy.
- Simply answer some straightforward questions
- We promise this process won't harm your credit score
- We'll let you know how likely you are to be accepted for a credit card
Low Fee 0% balance transfer
We offer 0% for up to 24 months on balance transfers made within 90 days of opening your account with us. A fee of 1.5% after refund on balance transfers made within 90 days of account opening we charge 3% initially. Purchase rate offer of 0% for 12 months from the onset of opening account.
Longest 0% balance transfer
We offer 0% for up to 28 months on balance transfers made within 90 days of account opening. Balance transfer fee applies to 3% on each balance transfer made. In addition, a purchase rate offer of 0% for 3 months from account opening.
Balance transfer credit card
We offer 0% for up to 28 months on balance transfers made within 90 days of account opening. Balance fee of 3% on each balance transfer made. Purchase rate offer of 0% for 3 months from opening your account.
In addition, you could be offered a card with 0% interest on balance transfers for the first 18 months, at a 3% balance transfer fee and 0% interest on purchases for the first 9 months, with a rate of 27.9% APR (variable). All depending on your individual circumstances.
0% purchase and balance transfers
We offer 0% for up to 20 months on balance transfers made within 90 days of opening your account. The balance transfer fee of 3% transfers made within 90 days of account opening. Plus, you get a purchase rate of 0% for 20-months from the onset of account opening.
Customer Reviews & Testimonials
I mean fee-free transaction worldwide. How awesome is that
— Nottingham —
I applied online and I was using my smartphone. It so convenience that their form is designed to work in any device
— Aberdeen —
I applied online and received my credit card within 7 days
— York —
Halifax Contact Details
- Trinity Rd Halifax England HX1 2RG United Kingdom
- Get Directions
- Monday Open – 24 Hours
- Tuesday Open – 24 Hours
- Wednesday Open – 24 Hours
- Thursday Open – 24 Hours
- Friday Open – 24 Hours
- Saturday Open – 24 Hours
- Sunday Open – 24 Hours