Rating based on 20 reviews

Capital One

Updated

Capital One homepage

Author Capital One. Screenshot of Capital One website. [Accessed September 5, 2019]

About Capital One

Capital One is the credit card in your corner.

We bring together simplicity and humanity for the ideal credit card. We make getting credit cards simple and practical for you. Since we issued our first card which was way back in 1996, we have since grown immensely, becoming one of the UK's top ten credit card providers.

We are innovative

From the foundations of our establishment, we have always been focused on helping people succeed with credit, placing high emphases on our customer's satisfaction. We offer innovative tools like our QuickCheck which simply and quickly can determine your eligibility for a credit card with us. In addition, we're the only card provider with a 4-star rating credit card from Fairbanking.

We keep things simple

By knowing if you'll be accepted before applying to make easy payments on your mobile, we make managing your money simple and effortless. You can fill out the online application form and we will let you know the outcome in the quickest time.

Capital One Services

We advise you to use your card sensibly by making your monthly minimum payment timeously and keeping below your credit limit.

This will help you position your credit rating better with the possibility to be eligible for credit limit increases. Failing to do so, could harm your credit reputation. For instances, if you apply for a credit card we'll run identity and fraud checks as such, could prevent us from opening your account.

Clear and transparent

We communicate clearly and concisely without any confusing jargon. With us, we are transparent and you will always know what to expect from us, no unexpected surprises. You can apply for a credit card even if you have a bad credit rating. We won't judge you on a poor credit score.

Succeed with credit

We strive to help people succeed with credit, as such we do this by placing our customers at the centre of everything we do.

Capital One Product Details

  • Loan Type Credit cards

Summary of Services

  • Credit Cards
  • Online Services

Choose the best solution for you

Credit cards can be a convenient addition to any wallet or purse and are suitable when needing to spread the costs of one-off purchases.

There are so many credit cards on the market, and searching for the right credit card can be overwhelming. As such, the best credit card for you will be one that is tailored to your specific needs.

Classic credit card

The Classic credit cards are our most popular card with over 4 million people accepted. Its, ideal for individuals with bad credit or building credit. We offer £200 - £1,500 credit limit and up to two optional credit increases per year, subject to suitability. You save money by transferring your higher-interest credit card balances with us. In the event you have an excellent credit rating, we will offer you:

  • A credit limit up to £6,000
  • At 0% on balance transfers for 12 months
  • A 2.9% transfer fee
  • 0% on purchases for the first three months

Here are common credit card options on offer:

  • Credit cards / bad credit/ build credit
  • Balance transfer cards
  • Cashback and rewards
  • Foreign usage cards (fee-free)

Applying for a credit card

When applying for a credit card, here are some helpful tips to ensure the process is smooth and hassle-free. Always make use of an eligibility checker

Some eligibility checkers tell you how straight away how likely you are to be accepted for a credit card. In addition, an eligibility checkers won't affect your credit score. We have a great eligibility tool Quick Check which gives you a definite yes or no in 60 seconds. So, you can be 100% sure where or not you qualify for a credit card before you begin the application process.

Check your credit score

Did you know, a healthy credit score could improve your chances of being accepted for a credit card? In addition, it could also open up various credit options for you.

Check the APR

By checking the APR you can easily determine how much the card will cost you in the long run. As such, comparing APR is a useful way to decide on a suitable credit card. With us, we promise the APR you see when you apply, is always what you get.

For instance, A representative example - Assuming a credit limit of £1,200 and an interest rate on purchases of 34.94% p.a. (variable), you could receive a 34.9% APR (variable).

Customer Reviews & Testimonials

March 2019

I could not believe when I received cash back on my credit card.

Kelly B
— London —

March 2019

I was able to open a classic credit card though I had a bad credit

Bianca B
— Oxford —

September 2018

I was travelling and I was not charged even a cent for using my credit card abroad

Elliot E
— Dundee —

January 2019

I had no money when my brother was getting married, thanks to Capital One, my credit card helped so much to buy clothes for me and my mother

Marcia H
— Leeds —

January 2019

I had no money when my brother was getting married, thanks to Capital One, my credit card helped so much to buy clothes for me and my mother

Marcia H
— Leeds —

Capital One Contact Details

Contact Number

E-Mail

  • not available

Website

Physical Address

  • Trent House, Station St Nottingham England NG2 3HX United Kingdom
  • Get Directions

Opening Hours

  • Monday 08:00 – 21:00
  • Tuesday 08:00 – 21:00
  • Wednesday 08:00 – 21:00
  • Thursday 08:00 – 21:00
  • Friday 08:00 – 21:00
  • Saturday 08:00 – 18:00
  • Sunday 08:00 – 18:00