Rating based on 28 reviews

6Towns Credit Union


  • Loan can be used for any purpose
  • Save money
  • Easy loan application

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6Towns Credit Union homepage

Author 6Towns Credit Union. Screenshot of 6Towns Credit Union website. [Accessed September 5, 2019]

About 6Towns Credit Union

We at 6Towns have a solution to your financial problems. We are a credit union dedicated to you as a customer.

Although all financial institutions promise that they have your back we, at 6Towns, really do have you. As a credit union (and not a bank) we answer your first and not to other members like banks do.

The best value you can receive

Credit unions are financial cooperatives, which serve members on the principle of people helping people. Meaning that we reinvest our profits back to the communities we serve. That means we are here for you regardless of your income. We offer a range of accounts and personal loans to suit your financial interaction, whether it be a small loan or a large savings account of up to £15 000.

Get the best deals on loans

We are regulated by the Prudential Regulation Authority(PRA) and the Financial Conduct Authority (FCA) to keep your investments safe. Our savings accounts give you easy access to your money and dividends. Last year we gave 1,09% in dividends to our customers. This is, as we believe, the best value a customer can receive.

6Towns Credit Union Services

6Towns offers our credit union members, many different services and facilities.

Some benefits associated with joining us include: automatic access to our new engage card; loans at a low interest of 3%; control of your own finances; and security of savings as we are part of the Financial Services Compensation Scheme.

The benefits of being a member:

  • Affordable and easy access to quick loans and financial services
  • Arrange differing accounts to suit your needs. This includes a fully functioning current account
  • Loans from £50 upwards which you can get by completing an online loan application

The ethical account that rewards you

6Towns exists to serve our account holders and not the stockholders. Forever you invest your receive recompensation. With us be assured that your savings will be put back in your own community. We reward you with a dividend at the end of the financial year.

6Towns Credit Union Product Details

  • Loan Type Credit union loans

Summary of Services

  • Fast application process
  • Achieve goals and save money 
  • Use funds for any purpose

Here for you no matter your needs

As a credit union, we are designed around what people like you need. Whatever your income may be: you are financially secure with us.

The engage card

This ethical account rewards you. It works as an account from a normal bank but is only available from us. You can use it to pay your bills, to shop and to save money.

The rent direct option

To use this both tenant and landlord must agree to take part. This helps make sure that as a client your rent is always paid first. With this, tenants can be assured that their rent is always paid before making any other payments. This ensures that payments are on time and we can provide clear statements to settle any disputes.

Savings plus account

One can save an amount from as little as is liked without any obligation to save continuously. Your funds can be accessed whenever you would like without restrictions. You can even manage online or with mobile banking.

Other accounts include a Christmas account, Junior savings plus account and a priority account. We support our members with online cash loans to cover everyday expenses, helping you to live a full life. You may use our loans for anything.

Customer Reviews & Testimonials

March 2019

6Towns has some really good rates for those looking for a nice deal.

Julian G
— Manchester —

April 2019

Lovely company to work with. They're staff is always friendly

Tom D
— Edinburgh —

6Towns Credit Union Contact Details

Physical Address

  • Municipal Buildings, Freeth St, Oldbury England B69 2AB United Kingdom
  • Get Directions

Opening Hours

  • Monday 10:00 – 15:00
  • Tuesday 10:00 – 15:00
  • Wednesday 10:00 – 15:00
  • Thursday 10:00 – 15:00
  • Friday 10:00 – 15:00
  • Saturday – Closed
  • Sunday – Closed