My Community Bank

Nothing is more important to us than the wellbeing of our community.

Without our members, we would not be operational which is why we place such a high emphasis on helping one another. We offer a variety of savings options to accommodate your flexible needs.

Borrow with us instead of a bank

When you are part of a credit union you have greater control over your money. Because our members are also our owners we do not pay a return to any shareholders. This means that income is paid to our members in the form of dividends. We also offer lower interest rates and no fees; you only pay back what you borrow.

My Community Bank is focused on the community which means that our members have an equal say in the decisions that affect our operations – we all work together to better serve one another. Our aim is to alleviate financial exploitation, not contribute to it so we focus on lending responsibly.

Can I apply to be a member?

In order to apply for a loan, you must be a member of My Community Bank, you have to follow an occupation or be a member of one of the organizations that are associated with our common bond. One of such associations is the minor groups of the Officer of National Statistics’ Standard Occupational Classification.

For more information on our associated companies and institutions, you can view the listing available on our website. Thereafter, simply complete the application form and wait for a response.

What are my savings options?

Saving with us does not only have benefits for you but for the community as a whole – that is the beauty of credit unions. You can choose to save your money for one to three years – each option carrying its own interest rate. When saving with us your money accumulates interest and allows you to earn dividends allowing us to help you while you are also helping others.

Why saving with us is the best option

Saving with a credit union is secure, rewarding and improves the total financial wellbeing of the community. We operate ethically and with full transparency ensuring that you receive the best competitive rates.

The money that you deposit with us is covered by the Financial Services Compensation Scheme which means that your savings are entirely safe. While your money is safe with us it will also be borrowed to other members of the community to place them in a better financial position than before.