Rating based on 17 reviews

Post Office Money


  • Debt consolidation loans up to £25,000
  • Low-interest starting from 8.3%
  • Repayment up to 7 years

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Post Office Money homepage

Author Post Office Money. Screenshot of Post Office Money website. [Accessed September 5, 2019]

About Post Office Money

When you’re struggling with debt, having a solid plan to help you deal with your finances is a must and a debt consolidation loan is a great way to help you do that.

A debt consolidation loan helps you to proactively handle your debt while providing some much-needed simplicity to your financial situation. At Post Office Money we offer personal loans which you can use to consolidate your debt.

We are here to help

Prior to applying, however, you need to take the time to evaluate whether or not a debt consolidation loan is a route that you should take. With a single monthly payment to worry about, our consolidation loan offers you the opportunity you need to get your finances back in order.

You can borrow a minimum of £1,000 to £25,000 over a period of 1-7 years.

Simple application process

Apply easily online and more often than not, we’ll be able to provide you with an instant decision. If you need help during the process, you can call us or speak directly to our advisors via our web chat tool and they’ll help you with whatever you need.

Post Office Money Services

Your loan rate is dependent on three things: the amount of money you wish to borrow, the period in which you would like to borrow for and lastly, your personal circumstances.

The combination of these factors helps us determine the rate we can offer you. In order to make sure that we’ll provide you with the best possible rate, we assess you as an individual and come up with the best-personalised deal for you.

Your credit rating is safe

Use our Fast Checker tool to quickly see whether you are eligible for a loan without worrying about your credit rating. This is because no matter the outcome, your credit score will not be affected, meaning your chances of borrowing in the future will not be affected.

Bad credit evaluation

It’s important to keep in mind that should you decide to continue with an application for a Post Office Money Loan, your monthly repayment amount and loan rate could change following a more thorough evaluation of your bad credit profile.

Post Office Money Product Details

  • Loan Type Debt consolidation loans
  • Interest Rate 8.3 – 29.9% p/a
  • Loan Amount up to £25,000
  • Repayment 12 months to 7 years

Summary of Services

  • Speedy decisions
  • Funds transferred the next day
  • Reliable loans

Quick access to funds with Post Office Money

Long waiting periods are not ideal- we know. That’s why as soon as your funds have been approved, they can be transferred to you as quickly as the following day.

You have the option to sign your loan agreement using an e-signature. We have a quick online loan application. We aim to provide our customers with the assistance they need as fast as possible because the faster we help you, the quicker you’ll be able to get on top of your debt. How does that sound?

Fast checker tool

Our Fast Checker tool is designed for an easy and simple navigation experience. A few minutes is all it takes and it’s completely free to use with a zero commitment obligation.

All you have to do is provide us with some information and we’ll let you know how good your chances are to be accepted for a loan. However, remember that this is only a guide and it doesn’t include a full credit check, therefore the final results may differ if you proceed with the loan application.

Should you wish to make overpayments, we won’t penalise you. This is to offer you more flexibility with your repayments.

Your information is secure

Your privacy is a serious priority for us. Therefore, we take strict measures to ensure that all your personal information that you provide us will be treated with the necessary security.

We want to build a relationship of trust between us by being transparent with how we use your information.

We’re here for you

We’re here to help guide you and offer assistance should you need it. If at any point you find yourself struggling to keep up with your payments, get in touch with us immediately so that our skilled advisors can guide you on the available options that you can take.

Customer Reviews & Testimonials

April 2019

Online servicing-update details, make payment

Oliver C
— London —

June 2019

Credit card app- view credit limit and balance, make payment

Florence P
— Leeds —

March 2019

Friendly and efficient staff

Ruby P
— Liverpool —

Post Office Money Contact Details

Contact Number


  • not available


Physical Address

  • Finsbury Dials, 20 Finsbury St, Finsbury London England EC2Y 9AQ United Kingdom
  • Get Directions

Opening Hours

  • Monday 08:30 – 16:30
  • Tuesday 08:30 – 16:30
  • Wednesday 08:30 – 16:30
  • Thursday 08:30 – 16:30
  • Friday 08:30 – 16:30
  • Saturday – Closed
  • Sunday – Closed