About Post Office Money
When you’re struggling with debt, having a solid plan to help you deal with your finances is a must and a debt consolidation loan is a great way to help you do that.
A debt consolidation loan helps you to proactively handle your debt while providing some much-needed simplicity to your financial situation. At Post Office Money we offer personal loans which you can use to consolidate your debt.
We are here to help
Prior to applying, however, you need to take the time to evaluate whether or not a debt consolidation loan is a route that you should take. With a single monthly payment to worry about, our consolidation loan offers you the opportunity you need to get your finances back in order.
You can borrow a minimum of £1,000 to £25,000 over a period of 1-7 years.
Simple application process
Apply easily online and more often than not, we’ll be able to provide you with an instant decision. If you need help during the process, you can call us or speak directly to our advisors via our web chat tool and they’ll help you with whatever you need.
Post Office Money Services
Your loan rate is dependent on three things: the amount of money you wish to borrow, the period in which you would like to borrow for and lastly, your personal circumstances.
The combination of these factors helps us determine the rate we can offer you. In order to make sure that we’ll provide you with the best possible rate, we assess you as an individual and come up with the best-personalised deal for you.
Your credit rating is safe
Use our Fast Checker tool to quickly see whether you are eligible for a loan without worrying about your credit rating. This is because no matter the outcome, your credit score will not be affected, meaning your chances of borrowing in the future will not be affected.
Bad credit evaluation
It’s important to keep in mind that should you decide to continue with an application for a Post Office Money Loan, your monthly repayment amount and loan rate could change following a more thorough evaluation of your bad credit profile.
Post Office Money Product Details
- Loan Type Debt consolidation loans
- Loan Amount up to £25,000
- Repayment 12 months to 7 years
Summary of Services
- Credit Cards
- Online Services
- Personal Loans
Quick access to funds with Post Office Money
Long waiting periods are not ideal- we know. That’s why as soon as your funds have been approved, they can be transferred to you as quickly as the following day.
You have the option to sign your loan agreement using an e-signature. We have a quick online loan application. We aim to provide our customers with the assistance they need as fast as possible because the faster we help you, the quicker you’ll be able to get on top of your debt. How does that sound?
Fast checker tool
Our Fast Checker tool is designed for an easy and simple navigation experience. A few minutes is all it takes and it’s completely free to use with a zero commitment obligation.
All you have to do is provide us with some information and we’ll let you know how good your chances are to be accepted for a loan. However, remember that this is only a guide and it doesn’t include a full credit check, therefore the final results may differ if you proceed with the loan application.
Should you wish to make overpayments, we won’t penalise you. This is to offer you more flexibility with your repayments.
Your information is secure
Your privacy is a serious priority for us. Therefore, we take strict measures to ensure that all your personal information that you provide us will be treated with the necessary security.
We want to build a relationship of trust between us by being transparent with how we use your information.
We’re here for you
We’re here to help guide you and offer assistance should you need it. If at any point you find yourself struggling to keep up with your payments, get in touch with us immediately so that our skilled advisors can guide you on the available options that you can take.
Customer Reviews & Testimonials
Online servicing-update details, make payment
— London —
Credit card app- view credit limit and balance, make payment
— Leeds —
Friendly and efficient staff
— Liverpool —
Post Office Money Contact Details
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- Finsbury Dials, 20 Finsbury St, Finsbury London England EC2Y 9AQ United Kingdom
- Get Directions
- Monday 08:00 – 18:00
- Tuesday 08:00 – 18:00
- Wednesday 08:00 – 18:00
- Thursday 08:00 – 18:00
- Friday 08:00 – 18:00
- Saturday 08:00 – 13:00
- Sunday – Closed