Rating based on 40 reviews

Folk 2 Folk


  • Peer-to-peer loans starting from £100,000
  • Low-interest starting from 6.5%
  • Repayment up to 5 years

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Folk 2 Folk homepage

Author Folk 2 Folk. Screenshot of Folk 2 Folk website. [Accessed September 5, 2019]

About Folk 2 Folk

Every business will face challenges from time to time and as a business owner

Having an action plan for how to deal with those challenges comes with the title. However, what happens if the challenge you are facing is a lack of capital?

What we do to help

You may approach conventional money lending institutions like a bank and try to get a loan but what if you fall short of the very rigorous criteria and your application is denied? What now? Well, this is why our peer-to-peer lending platform is so vital to businesses. We offer a much-needed alternative in the money lending market to ensure that businesses can still have a lifeline.

An award-winning lender

Folk 2 Folk is an award-winning peer-to-peer lending business with the aim to help local UK businesses acquire the financial capital that they need in order to grow, develop or expand. This is achieved by connecting them directly with lenders seeking investment opportunities.

Folk 2 Folk Services

In addition to our website, we also have branches nationwide for you to visit should you wish.

For those on the go, our website is very informative and can provide you with everything you need to know. However, if you prefer a more personal loan, face-to-face interaction, we are ready to assist you at any one of our branches all over the UK.

Fairness is in our blood

We value you and want to make sure that your experience with us is no less than excellent. This is why we treat every customer as an individual with unique needs. So although we make use of technology to facilitate the interaction between borrowers and lenders, we still understand the value of getting that personal touch.

Fair and reliable loans

We believe in the value of the fair exchange. We are driven by the philosophy of true transparency. So you never have to worry about any hidden fees or requirements. Everything will always be made known to you, using a clear, straightforward language that you can understand.

Folk 2 Folk Product Details

  • Loan Type Peer-to-peer loans
  • Interest Rate from 6.5%
  • Loan Amount from £100,000
  • Repayment 6 months to 5 years

Summary of Services

  • Flexible finances
  • Quick funding
  • Low-interest rates

We want to empower local businesses

The role that businesses play within our communities is something which we do not underestimate

This is why we want to make sure that you as a business owner can have access to financial resources so that you can keep your doors open. This is important because business owners like you are what fuel the economy- you help to create jobs and in turn play an important role in growing the local economy.

Lenders improve their communities

As a lender, knowing that you are helping to uplift communities by making a valuable contribution to local businesses offers great rewards. Unlike the many faceless institutions out there, we are about helping people on the ground, help themselves.

The local lending movement

We want to help create resources within such areas that will help to make it possible for the growth of rural businesses. This can only be achieved through collaboration. In other words, support needs to not only come from our lenders and borrowers but other parties within our communities need to play their part as well. We just start the ball rolling.

Great benefits all-round

Lenders can look forward to receiving great returns on your investments as well as asset-secured business loans to offer some risk protection. You don’t have to pay to start investing with us and you know that your money is being used to create some positive change within communities that need it.

Borrowers can get loans from £50 000 to £5million+. You can get a decision about your application within 24- 72 hours (provided there are no complications) and you can choose between fixed or flexible loans from 6 months to 5 years.

Customer Reviews & Testimonials

March 2019

Thank for trusting me and my wife with your business loan. Our company has expanded we would not have started our business without your financial assistance

Lucy C
— Eidingburgh —

July 2019

They offer affordable loans with low rates

Willow M
— Bath —

April 2019

Very professional staff

Oliver Campbell
— Leeds —

April 2019

Very professional staff

Oliver Campbell
— Leeds —

Folk 2 Folk Contact Details

Physical Address

  • FOLK2FOLK Head Office, Number One Business Centre, Western Road Launceston England PL15 7FJ United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed