Rating based on 38 reviews

Funding Secure


  • Peer-to-peer loans up to £100,000
  • Low-interest starting from 30.9%
  • Repayment up to 6 months

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Funding Secure homepage

Author Funding Secure. Screenshot of Funding Secure website. [Accessed September 5, 2019]

About Funding Secure

In an unfortunate reality in which business owners (as well as other borrowers) struggle to achieve their goals

This is due to the extremely restrictive bank lending policies and investors have to deal with low returns on their investments, we recognized that there was a strong need for change. A new system needed to be introduced, one based on fairness and mutually beneficial transactions.

Changing an outdated system

Funding Secure is the UK-based peer-to-peer pawnbroking platform with the aim of bringing competition and innovation to the money lending environment, which has not changed for a very long time. We aim to do this by connecting investors to borrowers. Investors provide personal loans to borrowers. Investors can earn impressive returns on their loans and borrowers gain competitive rates.

What we mean by ‘peer-to-peer pawnbroking

Peer-to-peer pawn broking simply means that when a borrower receives a loan from an investor, the borrower needs to take the loan using a personal asset they own as security. We accept a variety of different assets to loan against; as long as the asset’s value is more than that of the loan amount, we will happily consider it. The list is endless! As long as there is potential value, we will look at it.

Funding Secure Services

We have offers for both investors and borrowers

You can invest from just £25. Our intention is to provide peer-to-peer lending to investors with the opportunity to earn more favourable returns (up to 16% pa) compared to those currently offered by banks.

We value transparency

Our platform gives you access to a variety of different projects for you to invest in- you choose exactly who you want to invest in and at what rates. This puts you in control and gives you the freedom to use your money the way you see fit- flexibility you can’t get from banks. No investment is safe from risk so we have put some measures in place to help you manage these risks. One way we do this is by limiting the LTV (loan-to-value) to 70%.

What we offer borrowers

If you have a bad credit score or anything else that is preventing you from getting a loan from the bank, don’t worry because we don’t use that as part of our lending criteria. As long as your assets for security hold enough value, we will not turn you away. We won’t hound you with questions demanding to know what you need the money for. After all, our main objective is to create a more inclusive alternative money lending market. All we want to do is provide you with fast and easy loans.

Funding Secure Product Details

  • Loan Type Peer-to-peer loans
  • Interest Rate 30.9 – 64.4% p/a
  • Loan Amount up to £100,000
  • Repayment 6 months

Summary of Services

  • No credit checks done
  • No monthly installments
  • No penalty fees for early repayment

We will provide all the support you need

We will provide you with your own personal account manager to guide you and answer all your questions throughout the entire process.

The loan terms

We will also do our best to help you in whatever way possible should you be unable to repay your online loan. There are no penalties should you decide to pay your loan early.

Three simple steps are all it takes:

  • Submit your application
  • Your assets offered for security will be professionally valued and all contacts will be put in place
  • Your request will be posted on our website and once your target is met, you will receive the funds - which could be in as little as 24 hours.

The secondary market

Investors can buy and sell parts of an activated loan on the secondary market. No investor will ever be forced to buy or sell and we will not charge you anything if you choose to participate.

Once you are registered and have started investing, you can earn bonuses for referring other investors to our site. The Funding Secure Innovative Finance IFA. You can invest up to £20 000, earn lucrative returns and don’t have to pay personal income tax.

Customer Reviews & Testimonials

March 2019

I was able to buy my father a land with the property loan I received from Funding Secure

Noah H
— Brighton —

March 2019

I wanted to give my wife a best honeymoon. However, after our wedding we had no money but thanks to Funding Secure for the holiday loan

Jack B
— York —

Funding Secure Contact Details

Physical Address

  • Unit 8, Stokenchurch Business Park, Ibstone Rd, Stokenchurch High Wycombe England HP14 3FE United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed