Rating based on 26 reviews

1st Stop


  • Personal loans up to £15,000
  • Low-interest up to 13.3%
  • Repayment up to 72 months

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1st Stop homepage

Author 1st Stop. Screenshot of 1st Stop website. [Accessed September 4, 2019]

About 1st Stop

We are a financial services provider supplying customers with a financial solution based on their own unique financial needs.

With life happening around us every day 1st Stop comprehends how difficult certain situations may become. 1st Stop relates to its customers, that’s why it’s so easy for us to make sure that we provide affordable personal loan options.

We're ready to make things easier for you

Finances can cause a lot of strain, and we would like to lighten your burden. We offer unsecured loans ranging from £2000.00 to £50 000.00! Now we know for sure that a little bit of extra cash can make a huge difference, whether you use it to do home renovations, buy a new car, or as a student loan, we can help.

Online calculators are useful

Apart from our online calculator we also have an online function that can be used to see if you are eligible for a loan before you even start the process of applying. We love that we can give these easy to use tech-savvy options, and we are confident that you would too. The online functions make it so much easier and will save you time, most importantly.

1st Stop Services

1st Stop has quite a few good reasons for you to choose us.

Not only are we a friendly, easy-going provider, but we make it our own personal mission to make the lives of our customers happy, and stress-free. We have a variety of loans to suit almost every individual circumstance.

The personal loans we offer

1st Stop can supply you with a no-obligation quote, making the entire process of applying for a loan less strenuous, as you won’t have to be concerned about being bonded to anything beforehand. 1st Stop will do a very light credit check, which will then be used to determine if you are eligible for the loan that you have applied for.

Our interest rate

We offer a fixed APR representative of 29.2% thus you will know from the get-go what to expect in terms of interest payable. The loan terms range from 24 to 72 months, making it easier for you to plan, and budget ahead. This way you have control over your finances giving you the peace of mind you deserve. We also help clients with a bad credit history to get a loan easily.

1st Stop Product Details

  • Loan Type Personal loans
  • Interest Rate 13.3%
  • Loan Amount up to £15,000
  • Repayment 24 months to 72 months

Summary of Services

  • Quick Cash Loans
  • Personal Loans

Simple homeloan solutions at your fingertips

At 1st Stop, we would require a few simple things from you before you can start the application process.

The loan requirements

Once the below have been checked the application can start so that you can reap the benefits of a personalised personal loan specific to you, and your financial need.

  • You would have to be 21 years of age (or older)
  • You must be a homeowner
  • Have permanent UK residency
  • You would have to be permanently employed
  • Should not be declared bankrupt, be under debt management arrangements, or IVA

It only takes a few quick steps!

The quicker you start the loan application the quicker money gets paid into your account; it’s actually quite simple and will only take 4 effortless steps.

  1. Check your eligibility
  2. Complete the simple online application form
  3. If the application is approved we’ll send you an email with a link to your loan agreement.
  4. Once this is done a friendly consultant will call you to finalise the loan, and arrange for funds to be paid into your account.

Quick and easy loans

It really is as easy as that! This is such an easy process, and it will only take a few minutes out of your schedule. So join in on the experience, make 1st Stop your last stop, save yourself the time you deserve!

Customer Reviews & Testimonials

February 2019

1st Stop helped me sort out my business plan, I made a good choice.

Melanie B
— London —

March 2018

Thanks to 1st Stop, I was able to manage my money well, now I am free from all the problems.

Marie H
— London —

April 2019

It was a huge relief to have my money matters solved, all because I chose 1st Stop.

Noah G
— Bristol —

1st Stop Contact Details

Physical Address

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 09:30 – 17:30
  • Saturday – Closed
  • Sunday – Closed