Rating based on 34 reviews

Cobra Loans


  • Quick loans up to £5,000
  • Low-interest starting from 49.9%
  • Repayment up to 36 months

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Author Cobra Loans. Screenshot of Cobra Loans website. [Accessed September 4, 2019]

About Cobra Loans

We’re all about the quick, the fast, and the effortless online loans!

We’re a broker who’ll take your quick cash loan application and send it to a panel of lenders, making it so much easier for you!

Quick cash for an emergency situation

Then you’ve definitely come to the right place. Cobra is a financial services provider looking to ease the financial strains of our customers without expecting them to sell their souls. By borrowing this way you’ll get a loan custom to your needs, whatever it may be. It will also give you a fair chance for a proper loan, even if your credit score is not up to standards.

Access to quick cash

Life happens; unfortunately, this is something we have absolutely no control over. When you find yourself in a situation where the urgency for quick cash is great, that’s why we literally live by the phrase quick cash - Cobra will always make it a top priority to give you the instant service you need and deserve.

Cobra Loans Services

Like we previously mentioned, we’re a straight-shooting provider, we don’t like wasting any time and we most definitely don’t complicate things with our quick loans.

Apart from the fact that we provide excellent services to our customers, we also make ourselves available right through the year

The loans range from £100.00 up to £2000.00

Now, let’s just be honest here, this can help anyone, especially in the current state of the economy. So whether you need a small payday loan to help you get through the last week of the month, or if you need a larger amount for some very expensive medical bills Cobra is the right place for you. Because we live by innovation we’ve made it quite simple for our customers, you simply use an online application system which is user-friendly and time conscious.

The online application will take about a minute!

Once your personal loan application has been approved Cobra will send it to the different lenders and within a few moments, you can expect a result. Cash can be paid into your account quickly! You can expect quick cash within an hour of approval.

Cobra Loans Product Details

  • Loan Type Quick loans
  • Interest Rate 49.9 – 1333% p/a
  • Loan Amount up to £5,000
  • Repayment 30 days to 36 months

Summary of Services

  • Speedy decisions
  • Loan can be used for any purpose
  • Cash is deposited in your account quickly

Cobra is an innovative business, always looking for ways to save time

Not like some credit score or statistic, we value the relationships we have with our customers as we can relate to them on many levels.

No one has the time to waste on lengthy applications and the inconvenience of paperwork. Cobra won’t ask you for your entire life history, and family tree. We keep it simple because less is more.

What would you need to qualify?

Like any other provider, Cobra will ask you a few simple things, we won’t expect your whole history or your entire financial background. You would have to meet the criteria of a few simple things, which shouldn’t be a problem as its quite standard, and within reach.

The loan requirements

You have to be a permanent UK resident, older than the age of 18 with your own personal bank account that allows electronic deposits, and debits. By doing a direct debit Cobra is making paying back your short term loan even easier. We would also require that you’re permanently employed for a period longer than 3 months.

Cobra really gets you, and your financial needs

So why waste countless hours searching the internet for loan companies only to be placed on hold, or get rejected? Use Cobra, fill in the online loan application, sit back, relax, and see the results when Cobra gets to work for you!

Customer Reviews & Testimonials

June 2019

My child was very sick I had no money. I needed money urgently. I was impressed by the fast turnaround from Cobra loans. I was able to take my son to the doctor the next day

Jack D
— London —

March 2019

I don’t like queues so I was happy to know that I can complete everything online

Tom H
— London —

February 2019

I was able to take my mother to the vacation with the money I borrowed form Cobra Loans

Brad D
— London —

Cobra Loans Contact Details

Physical Address

  • Cobra Payday Loans Woodwater House Pynes Hill Exeter Devon EX2 5WR United Kingdom
  • Get Directions

Opening Hours

  • Monday Open – 24 hours
  • Tuesday Open – 24 hours
  • Wednesday Open – 24 hours
  • Thursday Open – 24 hours
  • Friday Open – 24 hours
  • Saturday Open – 24 hours
  • Sunday Open – 24 hours